MortgageIt Howe Ave, Sacramento

My husband and I were putting off doing a refinance for awhile now, because we thought it would be as daunting as when we purchased our home. We met someone who just finished refinancing and she recommended Lacy to us. Lacy is a complete professional and he was easy to talk to and he made the whole process stress-free. He was very responsive and helpful whenever I had questions via email, text, or phone. It was a pleasure working with Lacy and we highly recommend him to anyone looking to refinance.

I had Lacy work on my loans last year, and I was very pleased with the work Lacy had done for me. Lacy was extremely caring and handled the loan processing well. Lacy was very quick to respond whenever I needed his assistance. That was what separated him from other loan officers or brokers! I highly recommend Lacy if you're looking to get a home loan!!

Recently we were looking to do a refinance of our home and quite by accident, we found Lacy Smith. My wife and I had been through this process before and found Lacy to be over the top professional and competent. He stayed in contact with us as we navigated the paper trail for the refinance and found us a very attractive refinance rate. What could have been a painful refinance turned out to be a painless refinance. We highly recommend Lacy and would not hesitate to use his services in the future. Thank you Lacy for doing a great job for us! Steve and Jan Overacker

I was referred to Lacy, he was very professional and responsive as he walked me thru the process of obtaining a mortgage! Straight shooter, no BS. We never met in person, I was a priority and felt his support from afar! It was a fairly quick process.

Me and my husband are fortunate to have Lacy Smith help us with our Home refinance. He made our refinance process so quick, easy and smooth; helped us by guiding us through the whole process in a very professional way. He has a lot of experience and is very informative he helps you in any way he can for you to get the best deal. Best of all his customer service is the best he was always there answering all our questions and looking out for our best interest if it was either by a phone call or text message he responded quickly. He is definitely some one we can trust and someone I will recommend to all my friends and family for any purchase or refinance. It was a pleasure working with him. Thank you so much Lacy :)

Lacy Smith went above and beyond to help us get a loan. Thank you Lacy!! My family really appreciates what you did for us!!🙏🏻 I highly recommend Lacy Smith!!

I loved how the refinance process worked with Lacy as my loan agent. He showed me the options and didn’t pressure me into a choice. He was always available to answer my questions. Whether it was by text, phone call, or in person he was attentive and knowledgeable. He is friendly and courteous and made the process as easy as possible for me. He kept on top of the deadlines and even stayed on the phone with the prior lender for an exorbitant amount of time in order to get things done. I would definitely use his lawn services again.

We were so grateful that Lacy was so patient with answering all our questions and explaining our options for refinancing. Great guy to work with.

We had a nice experience with Lacy. Very professional, sure, because we are the first buyers, we recommend it 100%

Lacy is a true professional! If you want a smooth loan process he's the guy you want taking care of you.