Mortgage Partners, Inc. N Academy St, Cary

(Humblest of apologies to Mortgage Partners and Maggie Earl, this review comes 5 months later than I wanted, but life happens, so ;-) ....) In late November 2017 my wife and I received a referral from our realtor (Brenda Dozer) to the amazing Maggie Earl with Mortgage Partners, Inc.. To appreciate just how great & professional the experience was, here's our back story: My wife and I had identified a new custom home we wanted to build in the growing Newland community, Wendell Falls, by mid-January 2018. Our current home at the time was a condo near Crabtree Valley Mall. We were ready to take the plunge on our first single family home and, with the massive apartment development in the Crabtree area without sufficient revisions to ever-increasing traffic, it was time for us to make the move. Our first contact with Maggie came in late November in the form a quick phone call to discuss our general timelines. From that discussion Maggie forwarded an email with a link to Mortgage Partners' online application and the process was underway. After quickly reviewing our application, I received the first of what would become many proactive communications throughout the experience. Maggie shared very enlightening information about how our credit is seen by lenders and also discussed current lending rates and how the hot housing market could impact the rate moving forward. She also made specific suggestions about how to address our credit relative to the mortgage in time for the final application which, since our home was a custom-built, wouldn't be required until early June and gave us plenty of time to do so. At this point, Maggie forwarded our letter of prequalification to the builder and we could focus on selling our condo. Flash forward to late May 2018, our new home was coming along ahead of schedule despite a rainier-than-usual North Carolina Spring and we were fast-approaching the 60-day window to lock in our mortgage rate. Maggie re-pulled our credit report and relevant supporting financial information. We were coming down the home stretch and, although exhausted from the process of purging and packing to simultaneously list our Crabtree condo, Maggie kept us moving along with timely emails and the good news that we had received conditional loan approval for our new house in Wendell Falls in early June 2018, with a closing date of 7/31/18. In the meantime, our condo sold in early June with that closing date slated for 8/3/18, so we had very little margin for error moving forward. During the ensuing 6-7 weeks after the loan approval, Maggie kept us even-keeled amid the additional information requests of closing attorneys and she also led the coordination/negotiation of the final appraisal which would dictate how much we would ultimately bring to closing. Because of Maggie's tireless attention to detail, there were no surprises at closing, which was a welcome reprieve from an eventful summer. We have happily been in our new home for slightly under six months and, when we think back to the entire process of concurrently selling our condo and buying a new home in such a relatively short window, we realized that surrounding ourselves with tremendous (and humorous) professionals like Maggie Earl has made the journey that much more enjoyable.

Maggie Earl is definitely one of the top Mortgage Brokers in the Triangle (and in North Carolina). She just assisted us on the refinance of our home in Apex and we could not have been more pleased. She advised us every step of the way and could not have made the process go more smoothly. We will continue to recommend Maggie to our friends who are looking for Mortgage assistance.

I just closed on a house with Maggie's help. I'm not a big review writer, but throughout the closing process, I was grateful for every trustworthy recommendation I could get -- so many things to do and people to pick, from loan officer to home inspector. So this is my little effort to help out future home buyers: consider working with Maggie. She was an outstanding guide. I didn't realize how much you actually work with your loan officer throughout the process -- it really matters who that person is! Maggie was down-to-earth, friendly, highly competent, and really on top of things. She also got me competitive rates and figured out a few other ways to save me money as she steered the ship to port. Very grateful for her diligence and hands-on approach, looking out for me every step of the way. I hope this review helps someone out there wondering who to go with. Best of luck with the closing!

Maggie Earl was recommended to my husband and I through a friend who had recently refinanced her mortgage. We hit it off with Maggie from our first phone call. We had some unique family situations that needed to be considered when determining the best choices for our refinance and Maggie was wonderful at explaining all of our options and what those options would mean for our family. She was quick, responsive, and very thorough. I would absolutely recommend Maggie to anyone looking for a home loan or a mortgage refinance.

We had a terrific experience with Maggie at Mortgage Partners. She is both professional and personally enjoyable to work with. The latter is not a requirement for her profession, but is certainly helpful when you are working through the details of the biggest purchase of your life. Maggie has extensive experience, and stays on top of the details. My wife and I would highly recommend Mortgage Partners!

A very good friend of mine who runs a very successful mortgage brokerage business in a different state had selflessly, since in no way did he profit from it, recommended to me with high praise, Mortgage Partners to help me finance my new home. Since he has been in the business for years, deals with personal and commercial real estate in a very high end market and whom I've seen him in action before , his word is gospel to me. Not surprisingly, and consistent with the quality of my friend's professionalism, the experience of the real estate brokers representing me in the purchase of my home, and who interfaced with Maggie Earl, my personal mortgage broker at Mortgage Partners, was one of appreciation for her professionalism and knowledge of how to do things correctly as they had expressed to me on several occasions. Though I am new to the experience of buying a home I am not new to being a consumer and this seemed to hold true for me too. Maggie put me at ease in the first few minutes of talking with her assuring me that she was there for me and throughout the several week process she certainly was. She patiently and thoroughly answered questions of mine many times that I thought were silly but which she did not and saw to it that I understood her answers. She followed up in a very timely fashion with necessary documentation; she was right on top of things. I felt a strong experienced hand working in my favor and at the same time her personal approach to working with me. In the end initially the overwhelming home buying process became easier, more comfortable and understandable to me. Maggie was a big part of that reality for me. I enjoyed the experience so much that I joked to her that I was ready to buy another home so that I could work with her again.

As first time homebuyers, my wife and I could not have been more fortunate to have Maggie as our mortgage broker, advisor, and advocate. She was recommended to me to by a friend who had worked with her on a several different occasions to both purchase and refinance homes. I could not be more grateful to him for the introduction. Maggie was more responsive to my questions and requests, which as a first-time homebuyer were plentiful, than I could have reasonably expected. I received same-day responses on nearly all my questions, and not once did I have to repeat a request. She patiently provided contextual explanations tailored to my inordinate curiosity to ensure I was comfortable with my options at each stage of the process and educated on each decision we had to make until all my curiosities were completely satisfied. Maggie made what could easily be a tedious and painful process into a friendly and educational experience with her lively conversation and professionalism. During our introductory conversations, she provided a comprehensive list of all the documents we would need to provide from preliminary qualification through closing. As a result, we were able to gather all necessary documentation a month before we even considered pursuing a formal preliminary approval to begin shopping for homes. Furthermore, Maggie had us approved for our loan two weeks ahead of our 30-day close. We had zero surprises, anxiety, or fire-drills throughout the process which I directly attribute to Maggie’s exacting attention to detail and skilled management of expectations. Finally, I would be remiss if I didn’t mention Maggie was our advocate throughout the process. She independently coordinated with both our real estate agent and the closing attorney to ensure we were well ahead of all timing milestones. She diligently pursued all needed information from third-parties while keeping me fully informed of the status of all requests and our performance against our closing timeline. Our real estate agent explicitly said she now uses Maggie’s communication style and organized approach to working with buyers and realtors as an example of best practice with her team. Additionally, she provided a helpful perspective on our interactions with third-parties based on her industry and market experience. At no point did I question that Maggie had our best interests in mind. We will exclusively use Maggie until she either retires or tells me to stop calling. I unreservedly tell anyone interested in obtaining a mortgage to do themselves a favor and talk to Maggie. You will not be sorry.

We have worked with Mortgage Partners twice. Maggie in 2008 and Monica in 2012. Both times their work was seamless and professional. I can't say enough about these stellar women and the hard work that they do. Maggie walked us through EVERYTHING...even how to get credit started for my husband who had none. That was March of '08, and by August 29 we were closing on our first home. We decided to refinance earlier this year. After working with a big bank for 83 days and getting *nowhere* I decided to call Mortgage Partners, which is where Monica comes in. We were done, start to finish, in about 40 days. She would have easily had us closed in about 30 but the bank threw a few obstacles our way. She maneuvered through everything effortlessly. I couldn't believe how painless she made it. I would recommend this company to anyone who needs a mortgage. There is NO ONE BETTER!

My husband and I worked with Monica at Mortgage Partners for the initial mortgage on our first home five years ago, and a fantastic re-financing early this Spring. We could not be happier! Monica was great to work with; handling every ridiculous request from the banks and underwriters, and managed to keep us sane the whole time. Monica and Mortgage Partners are worth their weight in gold- Excellent service and total piece of mind throughout the experience. I would not hesitate for a second to recommend them to a friend (Both Mom and Mother in Law have worked with Monica, now, as well!), and would use them again in a heartbeat.

Couldn't have been more pleased with Maggie Earl guiding us through the process of buying a 2nd property. There were all sorts of interesting curve balls and she stayed on top of everything. A personalized level of detail that you don't find often: pushing parties to expedite, detailed text messages and emails at all hours. Would definitely come back to Maggie for future real estate loans!