Mortgage Miracles Happen, LLC 24th St, Ogden

I came to Ben in a bit of a pickle with my home buying situation. My home was going to be done with construction and ready to close in a month and a half. This is when the first lender I was working with suddenly told me they would not do a VA loan for me because I had to get my current home loan off my name to restore my VA entitlement amount to buy my second home (I am keeping both). They basically told me that since the loan was slightly more complicated than a traditional loan, they would only finance me with a conventional loan and that I would need to come up with a massive amount of money for a down payment and other fees. Ben assured me that he could make everything work and get me financed with a VA loan and in time to close. He worked with a preferred lender and worked his magic on getting everything done while saving me thousands of dollars. He really saved the day and I cannot thank him enough for helping me every step of the way. You would be doing yourself a favor by choosing to work with Ben. He is truly a brilliant human and amazing at what he does.

I have purchased a few different homes over the years and I always found this process to be extremely complicated and convoluted until I worked with Ben. He gave me his personal and undivided attention and slowly walked me through all the details so I felt confident that I was getting the best deal possible. The whole process went extremely smoothly and I felt like I was in good hands. I will definitely use Ben again next time I buy a home.

This is my 3rd mortgage loan with Ben. We keep coming back to him because he is always finds us the best deal and he meets our quick timeframe requirements.

Love Ben! His company & how hard he will work to get you to the goal! Being self employed it is harder to process my loans & he is determined to help you through the whole process effectively! I am so THANKFUL for him!!!!!

Ben and Britt were wonderful assets to have in navigating my first time applying for a mortgage. They both patiently answered my questions with professionalism and always guided me in the right direction in what they thought would result in the best outcome for me. I had a few hurdles to overcome, but thanks to their due diligence, and their willingness to be in constant contact regarding matters large and small, I am now a homeowner. From the first time we spoke on the phone, to closing day, they helped me get the best interest rates, explained things I didn’t fully understand, and gave me the confidence to move forward without any setbacks or unpleasant surprises. Applying for a loan can be stressful as you start to dig in, but with Mortgage Miracles Happen it was an easier process than I would have thought. I highly recommend this company and its staff without reservation, especially as I write this review from the comfort of my home which I now own. If going down the road to home ownership is something you are considering, get in touch and see what they can do for you- they are good people!

Ben is amazing at what he does! He connected us with a real estate agent and went above and beyond for us. He asked us what we wanted/needed and delivered just that while keeping us in the loop through the entirety of the process. Ben is not only great at his job but is kind and personable. I 100% recommend him to anyone looking to buy a house.

Unbelievable perfect Company. If you want to purchase a home you need to contact Ben. He made the process completely painless.

My experience with Ben and Mortgage Miracles Happen was extremely positive. We were moving from California to Utah. He worked with us and our realtor throughout the process of shopping for a new home. As retirees, we had special circumstances to overcome in securing our loan. We also had a very short deadline to achieve and Ben performed stunningly, getting our loan accomplished a week ahead of an already very tight schedule. He was always available and responded quickly whenever we had questions or concerns. Working with him made it all run smoothly. Everything he promised, he delivered, while helping to keep our closing costs to a minimum. I would, without hesitation, recommend Ben and his firm to anyone seeking a mortgage loan.

Failed to get me a loan even though I have 10 years of income and a perfect credit score. Wasn’t going to say anything but since he asked me to give him a review, we’ll, here it is…

Ben was amazing to work with. He showed me all my options and broke down monthly what I would pay and where my money would go. By doing this he also advised me on how much home I could afford. Which being a first time home buyer was super important.