Michael Waldman of Proper Rate, NMLS #56164 Evanston

Michael made the loan process very easy and was able to walk me through the process. In addition, he recommended several contractors to help me with renovations. I highly recommend Michael to anyone who is looking for a loan.

I was referred to Michael by my Real estate agent but I did my due diligence and shopped around to more than 5 other lenders and in the end Michael was offering the best deal both on my rate as well as the lender fees. Michael was fantastic! As a new homebuyer I had plenty of both good and stupid questions that he was more than happy to take the time and explain everything very clearly and honestly any time of day or day of week. I was so happy with him I referred him to a friend who also shopped around and found him to have the best deal for her refinance as well! Do your research and talk to a bunch of lenders but keep Michael Waldman and Cross-country Mortgage on the top of your list and you wont be disappointed!

This was my first time getting a mortgage on my own. I had many fears and numerous questions. Michael and his team was helpful, understanding and responsive. The process went smoothly, and I was kept up to date every step of the way. I highly recommend getting your financing through Michael Waldman of Proper Rate.

Michael was the loan officer for our recent mortgage. He and his staff were the most responsive mortgage/bank people I've ever worked with. Our application was processed without a hitch, even though we had a quirky situation involving unfinished construction at the house. The first mortgage company we worked with could not figure out how to handle it, but Michael had a solution right away and the loan was processed smoothly and quickly. I highly recommend Michael and his team!

I have had the pleasure to work with Michael twice now - 1st with my initial mortgage when moving back to the Chicago area, and now a year later with a refinance. I cannot tell you how stress-relieving Michael makes these processes by his clear explanations of each step, decision, and thought process along the way. His responsiveness and follow up is unmatched, and he is truly a professional, with my family's and my best interest in mind. Plus - he saved us money, which is always a great result! Thanks for everything, Michael.

Michael has helped my wife and I refinance our home loan on two occasions, and I have brought in Michael on real estate transactions for clients. He has made the process easy for both me and my clients, is very communicative, quickly responds to all requests, and besides having access to great rates, was simply the consummate professional you desire in any business transaction. Can’t recommend him highly enough.

We used Michael and CrossCountry Mortgage for our recent refinancing. Michael and his counterparts were reliable, honest and timely throughout the entire process. Michael spent numerous calls with me explaining the procedure and helping me choose the best rate for our situation. I highly recommend him and his team.

As Canadians relocating to the US for work, we were concerned about the length of time and complexity associated with getting a mortgage. We had already started a long and painful process with another financial institution before our Attorney referred us to Michael Waldman. As soon as we started the process with Michael we were instantly reassured. He was clear in what we needed to provide and kept us informed of the progress along the way making the process so much easier! We would without a doubt work with Michael again in the future and recommend him to anyone needing a mortgage.

Michael is fantastic, we worked with him for both our mortgage, and then a subsequent re-fi within a year, which he contact me for when rates dropped, and we could not be more pleased! His care, knowledge, and willingness to listen, explain, and engage were fantastic, and I highly recommend working with him!

We have had the pleasure of dealing with Michael 2 times, for a mortgage and 1 yr. later for a refinance. He is prompt, courteous, and always trying to save the customer money.He is professional, knowledgeable, and extremely helpful completing forms on the computer ( a real plus to my husband & me). We would recommend him to anyone.