Michael Gallegos - Fairway Independent Mortgage Corp. Merced St, San Leandro

Incredible customer service! Michael was with us every step of the way from beginning to end. He did an amazing job explaining the details associated with our mortgage so we always felt confident with every decision we made. We feel like we have a resource for life with Michael and his team. Thank you!

Michael is a very competent and honest loan officer. I was blessed to have Michael and his team help me throughout the loan process, which was very pleasant. Michael always made sure to communicate matters openly and on a timely manner. Michael also had his own app that allowed me to stay informed with my loan progress the entire time. On a personal note, I am extremely thankful for the help of Michael and his team. I was left in the middle of nowhere by another lender. I received multiple different sets of disclosures that contained plenty of inaccurate and out-of-date information. More interestingly, when I was about 3 weeks in my contract, this other lender told me that my Debt-to-Income ratio was too high, regardless nothing had changed since I first submitted my application. I was repetitively lied to and had to beg for updates. The negligence of this other lender also costed me $2,000 in closing delay compensation. I finally decided to switch lender and that's when I came across Michael and his team, who worked extra hard to ensure me a clear to close in just 2.5 weeks. Now having the ability to compare a good and a bad lender, I would 100% recommend Michael and his team.

Michael was beyond amazing. Being first time home buyers, he was very fast to reply to our calls or texts. I swear, it felt as if he picked up phones faster than calling 911. We sincerely thank you for your services and hope your bosses see this message as well.

Michael is super responsive, personable and knows the business in and out. It was truly a pleasure working with him. I'll definitely refer Michael to anyone I know that's looking for a lender!

As a first time home buyer and didn't know what the process of buying a home is like and Michael made it like a walk in the park. Michael answered all my concerns and if he didn't know, he make sure to find us the answer. I will definitely refer Michael to a friend or family member if they decide to buy a house.

My partner Ana and I recently purchased our fist home. The process on Buying a home couldn’t have been easier all thanks to Michael Gallegos at Fairway Mortgage. Going into the process we had no idea what to expect, Michael was very clear and informative every step of the way, he would break down step by step and be very clear about the numbers and any important information we needed. He would answer our questions right away and always kept in contact with us trough out the whole process. Michael didn’t make us feel rushed or pressured to purchase and make the decision on buying a home, he gave us different expectations from what we had heard from other offices, it’s something that as a new home buyer you truly appreciate. He’s an honest and generous person, makes you feel very comfortable to ask questions and shows that he cares about his clients. I would highly recommend Michael to anyone looking to buy a new home. Until this day Michael still keeps in touch and answers any other home related questions we may have, he’s always a call away. Thank you Michael !

I was house shopping for about a year in the Bay Area, then I attended an open house in Hayward where I met this respectful and professional man named, Michael Gallegos. He kept in touch with me through the entire loan process and he was always there to answer my questions. If he didn't answer, he would always make sure to get back to me. And most importantly, he is a very generous person who really cares about his clients. He is fair, honest, and straightforward. I would recommend him to anyone who is looking to purchase a home to contact him. You won't regret it. He really does care for his clients because he called me on the first week I moved into my new home, on my loan anniversary, and on my birthday. He is a great man truly!

Royalty is the best way to describe the service, care levels Mike provides, not to mention his professionalism and effort making a stressful experience into smooth and seamlessly. I will definitely do my next business with him. Best experience hands down.

Michael helped me in the process he was very patient he explained every detail he is very kind professional and likes to help I recommend him he is excellent I am very grateful to him and his team now I have my new house thanks to them thank you very much for all your help