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Merit Bank Gallatin St, Huntsville

(7)Loan Agency
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659 Gallatin St SW, Huntsville, AL 35801, United States

+1 256-692-8700


  • Friday9AM–5PM
  • SaturdayClosed
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
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4.6/5.07 Reviews


Cade T

Leo is amazing to work with. He spent hours on the phone with me discussing my options and with me being a first time home buyer there was a lot to explain. I will be recommending Merit to my friends and I'm sure I will be using them more in the future.


Legacy Homes Al

Leo and his team provide seamless new home financing services! Our team works with him on a consistent basis and his professionalism and knowledge of the current market are bar none!


Megan Marr

I'm trying to get funding and instead of saying anything other than "Hello" they hung up on me. First person who transferred me was decent to speak with, but the 'gentleman' she transferred me to very deliberately hung up on me after mentioning the loans I was interested in. The only reason they are getting 1 star is because I can't do zero and do a review.

Response from the owner

We are sorry to hear about your experience. We work hard to provide exceptional service. Please call us back at our Huntsville, Alabama office at 256-692-8700 at your earliest convenience so that we can speak with you to learn more about how we can help.


Chiera Cominotto

Great service and low prices! Highly recommend.



Great bank. Wonderful customer service. If you are fed up with you bank and automated systems, this is the bank for you. They take care of their clients. I HIGHLY recommend. 10/10!


Brittany Knight

Merit Bank was so wonderful to work!! I would highly recommend them!!


Justin Jordan

Local bank with excellent service and products. The staff treats you like family.

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  • 1. How to Get in Touch with Merit Bank?

    You can phone them at +1 256-692-8700 or enter their website and fill out the request form.
  • 3. How to Apply for a Loan from Merit Bank?

    To obtain loans from Merit Bank, you can fill out the request form on their website or visit their physical store. You may be asked to go there with your vehicle when getting title loans. Click here to learn more about title loans.
  • 5. What Should I Do If I Fail to Repay My Loan?

    Missing payments on a loan will result in negative impact on your credit. Get in Touch with your lender if you think you may miss the payment.
  • 2. How Do I Find Merit Bank?

    You will find the store at 659 Gallatin St SW, Huntsville, AL 35801, United States. View maps and get your direction to Merit Bank.
  • 4. Is Merit Bank an Agency or a Lender?

    Merit Bank is a Bank offering you various types of loan options. Check out this page to get personal installment loans for almost any purpose.
  • 6. Does Merit Bank Offer Loans for Bad Credit?

    Yes. You still have chance to get loans with Merit Bank even though your credit scores are poor. It is also available to get personal installment loans without good credit through our platform. You can also find some useful info about a personal installment loan on our website!