Merchants Home Lending Historic Decatur Rd, San Diego

I recently used Merchants Home Lending for my first home purchase using the VA Loan and my experience was top-notch! The team's communication was incredible and they helped remove the anxiety that comes with a home purchase by making sure I fully understood all of the required paperwork, providing consistent updates, and helping me weigh all of my options. Shelly, in particular, deserves major credit for her work to help get my loan closed in under 30 days! Thank you!!! I cannot recommend them enough, especially for military families and veterans!! Please consider using Merchants as a lender for your VA Loan!

The Merchants home lending team made everything simple and easy for me being a first time home buyer. They not only made it easy but were very personable. Bill and Shelley were fantastic. I closed escrow in less then 14 days and am very happy with how they handled from being to end. I probably wouldn't have my home if it weren't for Merchants Home Lending. I'd highly recommend them to anyone using a V.A. Home Loan, and first time buyer using it as well.

My wife and I recently purchased a home through Merchants and Shelley was able to get the VA loan closed in 13 days! I didn't think that timeline was possible, but everyone on the team pushed hard and got it done super fast. Which we greatly appreciated since it kept us from having to live in a hotel with our pup. Communication was great and they made the process as painless as possible for us. Big thanks to Shelley and everyone at Merchants, highly recommend!

Amazing service and very professional. My wife and I recently closed on our home using the VA loan right in time before the rates went up. Bill Marshal and Clark Anctil were very knowledgeable. They provided assistance and guidance every step of the way. I'd highly recommend Veterans going with Merchants Home Lending to assist you with purchasing your home.

Bill and his team are nothing less than VA loan ninjas. I started off on an ambitious search to purchase a home in San Francisco using my VA loan, and none of my prospects were on the VA loan approved list. My broker assured me that she knew a guy (Bill) who could get it on the VA approved list in weeks. True to his word, he not only did that (and for a complete unicorn of a home, a converted warehouse condo loft) but he walked me through every step of the process before buying, and has continued to assist me afterwards. When my veteran friends tell me their frustrations of finding a home, I immediately think of Bill and refer him. Thank you Bill and team, for amazing customer support and service!

I was a first time home buyer and Bill walked me through the entire process and made it very easy. Bill and his team helped me beat out all other offers. For references, i did try Wells Fargo and JPmorgan at first and decided to go with Bill instead at the very last minute. Easily the best decision i have ever made. Thank you Bill, i appreciate you.

As a Bay Area Realtor I ONLY go to Bill Marshall and Shelley for my VA clients. Bill is the only one in the area that can close in 15 days and in this hot market...it's a must, and gets my clients VA offer accepted time and time again. No need to shop around for a VA lender, Bill and Shelley get it done EVERY.SINGLE.TIME! They will always be my go to!!!

We purchased our first home 3 years ago and it was the smoothest transaction ever. We quickly outgrew that home with a cute little addition to the family, and needed to buy and sell our home at the same time. Bill was so organized the first time around, so my husband and I thought it was best to work with him again. We are glad that we did. Not only did we get a better interest rate, we were able to buy and sell and close on our new home within 2 days of selling. I highly recommend any military family in California to work with Merchants!

Really good smaller office that takes their time with laying out everything for you and making sure you understand the entire purchasing/refi process. Purchased and refinanced my home via Merchants and the quality of service was exemplary throughout, while being able to find extremely low rates to boot. Thanks Bill and Clark for all the hard work!

I am very grateful that my first home buying experience was closely connected with Merchants Home Lending - it was awesome! Bill and Karen made this process as smooth and painless as possible. It is a very responsive and responsible team of experts. I have got clear answers on all my questions (as a first time home buyer I had tons of them) very quick and even after-hours. I got a very good rate and we closed the escrow in about 3 weeks. I highly recommend this reliable and knowledgeable team! I'll surely choose them again when I need it!