Matt Kelchner NMLS 215996 Cardinal Financial S Dobson Rd, Mesa

Our experience was a little unique as we had to switch lenders right at the end of our home buying process, giving Matthew and his team very little time to put together all our documents and information. It was something that could have been very stressful and difficult, but instead ended up going about as smoothly as possible. Matthew was easy to work with, knowledgeable, and very efficient. I appreciated the constant communication, professionalism, and frequent updates. On top of all that we got a great rate. We are very thankful for his help through the whole process and would definitely recommend him and his team.

Matt and his team have been providing our clients with the best rates and the best customer service of any loan organization we have worked with in the past. In the past, we have worked with many big banks, as well as other lenders and Matt has always beat their rates, and his customer services makes for the fastest possible closing times. He and his team are responsive, efficient, and friendly. Matt has worked with us on several loans for our clients within the last year, and we will continue to recommend him to all of our future clients for their transactions. It has been a pleasure working with the best loan officer in Arizona. If you want your deals to close on time, DO NOT use any other lender, use the best and forget the rest! - Heather H. | Realtor

Our experience with Matt was excellent and far superior to other Mortgage companies that I have dealt with in the past. his responsiveness was outstanding. Matt was extremely organized and accommodating . Matt delivered what he had promised, great rate, smooth transaction and trouble free process. we closed on our house in very short time. Thank you Matt for all your help. you are an A+++ in our book.

Matt and his team provided an excellent service in assisting and closing my new home loan. He is very responsive and tackles all your questions and concerns quickly. I highly recommend him, he understands the market direction to lock you the best rate possible within his restrictions. I look forward to working with him again.

I am very happy my wife and I used Matt and his group as our lender. As first-time home buyers, we needed help with most aspects of the mortgage process, and Matt and his group were professional, knowledgeable, and communicative throughout the entire process. They explained in great detail everything we wanted and needed to know.

Matt is very detail oriented and looked out for my best interest throughout the sale of my previous house, into my new residence. He followed up to be certain all was moving along as scheduled, and felt like a friend I could trust. I had complete confidence in his guidance and suggested paths to completion. He was recommended to me by family members, and I would recommend him to any of my friends and family.

Matt and his team are nothing short of amazing. As a first time homebuyer, I was extremely anxious, nervous, and needy. Matt and his team held my hand every step of the way and was able to secure a mortgage suitable for me in record timing. I would recommend Mat to everyone and anyone who is planning of buying or refinancing a home. Not only will he get you the best deal but he will also supply you with something no bank can and that is personal experience and compassion. - Ayad Dallal

Matt was an amazing lender to work with! He was easy and prompt to communicate with. He always had a positive attitude & was ready to close early. I’ll definitely be referring more clients to him. Larinda McGhan Realtor Homesmart Lifestyles

Matt did a great job for my buyers! He offered them several loan options and was able to get their loan closed quickly. I will definitely recommend him to my clients in the future.

I enjoyed working with Manuel & Berenice during my Re-Fi process. They kept me up to date daily in every step. I couldn’t have chosen a better company to go through this with. I highly recommend anyone looking to Re-Fi or getting a home loan to go through Cardinal. 10 Stars ⭐️