Luminate Home Loans W 120th Ave, Westminster

Michelle received my clients file in the middle of our crazy transaction. She was so professional, diligent and made sure that she knew every single detail from top to bottom. Without Michelle and her team my clients would not have been able to buy their beautiful home. I highly recommend her!! Thank you Michelle and team!

Michelle is well educated and thorough. She is upfront and honest which is necessary as a Lender. When working with Buyers she is an asset, her communication with Listing agents helps to beat out other Buyers. She also makes sure to pre-qualify not just pre-approve Buyers which makes getting to the closing table a smoother process for everyone.

Not only was Michelle Extremely professional and friendly throughout my entire transaction, she is an excellent communicator, negotiator and problem solver. I highly recommend Michelle with Luminate Home Loans, and I will definitely use her services again with my own future transactions.

Luminate Homes was great, especially our mortgage originator America. The teams were customer focused, and professional through the process, as well as very timely/accurate on important turnarounds responses. We didn't have a real estate agent, and our builder was not very much help, however our mortgage originator/and her assistant often stepped and filled in those gaps. Additionally our MO helped facilitate/find the second mortgage credit union so we could fully fund the house at closing. Thank You Again.

Refinancing our home was great! Michell Merritt from Luminate Home Loans was wonderful. From the beginning of the process to the end, Michelle made sure expectations and communications were met. Very well done!

Michelle and her team were phenomenal to work with! Refinancing our home was a smooth process from start to finish. Michelle’s team remained in communication with us and answered any questions we had! We would 100% recommend them to anyone in need of a mortgage!

Michelle was great to work with when we first bought our home, and the second time when we refinanced. She treated us like we were friends instead if clients. Michelle is great at what she does, and I would highly recommend her.

We were so pleased working with Michelle and Andrew through out our refinance. There was never a moment we didn’t know what was going on. Everything went so smooth and communication was amazing! We definitely recommend working with them and enjoyed the whole process and will be using them again In the future!

Michelle, Andrew and the entire team were so kind and helpful. They made my experience efficient and painless. So grateful for this team and how wonderfully effective they are all while providing stellar customer care.

Michelle and her team did an amazing job from start to finish. Even though there was some hardship and stress throughout the loan process, Michelle never wavered from making it happen for me and my family. We are finally enjoying our new home and would definitely recommend LeaderOne now and use them for years to come!