LenCred N Scottsdale Rd, Scottsdale

Jordan Thomas and Skyler Lesko are the best. They carefully explain everything before they do anything for you. They are also both very patient. Laurie Glynn and Robin Wallace applied for credit cards for me but they did soft inquiries first to see what I’m pre-approved for so my credit don’t get hit hard in the process. Jordan had all the hard inquiries that were previously on my credit removed. I started with 640 in June 2020 and now I’m at 700. Skyler helping me build my business credit and it’s now at 80. This process is going well for me. I took away 1 star because I had someone in the beginning with horrible customer service skills. If you get Art get rid of him quick. Thanks to Jordan that person was replaced with Skyler. Best decision ever.

I paid into their program with the expectation that I would be guided to obtaining business financing. All I received were multiple credit cards opened in my name, a lowered credit score, and absolutely nothing else to show for my time and energy. I did EVERYTHING they asked me to do for months and received no return. I was told that I would have a professional team helping me along the way, was even given names of industry leaders that would be my "team" but those were not the employees that called me. I was told that I would most likely be eligible for almost $300,000 in business financing if I did what they said. When I questioned why my only source of lending where the multiple credit cards opened in my name, they said their private lender would reach out. They never called me. My "coaching calls" consisted of 5 minutes conversations with people that I am not sure had the credentials to build my business. I lost over $4k on this program.

Lots of promises, no results. A little background here, our company has two business owners with 800+ credit scores, going on our fifth year in business and a revenue of close to 200k a year. We reached out to LenCred for assistance with a line of credit. We were made the promises, but have seen no results. All they have been able to accomplish is get us 3, 0% interest credit cards, which would have taken us about 10 minutes to apply for online. We were however, easily able to obtain lines of credit once we stopped waiting on LenCred and just called a few banks. They have no connections that I am aware of and we have received no benefit.

I have been taken on a financial transformation with team LenCred. Albert our funding expert has been amazing!! We really felt his care and attention to our account. Even though I am an immigrant with a young credit history and had been denied in the past from 'pre-qualified' credit cards - Albert and Jake were able to secure me $27,000 in my first round. It will be vital to the growth of our small business we are forever grateful.

I'm glad I was able the go through Lendcred for my funding for m y business. Some companies say they will help but just take your money. Lendcred helps guide you there! Dustin, Guy, and Kattie helping me get over 6 business credit card on my first round of funding!

Jordan Thomas and Jamar Campbell have helped me to build reputable business rapport in less than 5 weeks time. Our conversations have truly enlightened my perspective of the unlimited threshold of business credit. They have gotten the ball rolling for me and I’m Looking forward to see where it stops.

Sean and the LenCred team are Amazing! They helped me understand and establish business credit and are teaching me how to improve my personal and business credit to grow my business! They have changed my life and business!

Lencred is a subsidiary to Monterey Financial Services Inc. (Loan Sharks - LOOK THEM UP) . I used Flex Capital's, and Michael Higgin's "services" which consisted of smooth talking and passing me off to Lencred. He mentioned all the trustpilot reviews of Lencred. There were hundreds of glowing reviews which built my confidence in them. However, I would guess that these are fake reviews. Then when I engaged with Lencred, they filled out many credit card applications on my behalf. I was assured by Michael and Lencred that this will affect my credit score minimally "with an average of an 8 point drop." I experienced a significant drop - at the start my score was around 760, and last month a lender told me it was 614 citing all the new accounts and recent inquiries. To make matters worse, when a LenCred representative applied for a Discover card on my behalf, it triggered a fraud investigation that wound up with Discover shutting down my longest lasting credit card. After realizing that this was hurting me more than helping me, I asked Lencred Compliance to cancel my participation in the program and for a refund. Lencred insisted they did nothing wrong citing their 7-page, rock solid agreement which absolved them of any responsibility. The fine print of this agreement also gave you a 72-hour window for a refund. Why such a short time period for such a "successful" and "well-liked" program? Because it's a $4k money grab with "services" that should be illegal. My advice: engage a local bank/credit union for a personal/business loan, or if times are dire, a private lender who won't report to the credit bureaus.

LenCred was not my first stop along the way of attempting to get funding, they were my SEVENTH, and thank goodness my last. I was ready to give up. Despite an excellent credit score, all the local banks would not entertain my business. Despite what I considered a well-written and thought-out 84-page business plan, again, no other company would give me the time of day. THEN I FOUND LENCRED. The process was swift and professional. First I was directed to a very knowledgeable executive that spent 30 minutes gathering detailed and pertinent information about me, my partners, my business, my projections, and my key relationships. It took about a day and they returned to me what they defined as a Custom Strategic Plan (CSP). Needless to say, I have paid for lesser work from so-called consulting firms. Lencred did not charge me a dime. VERY IMPRESSIVE! I could have literally taken their work product and gone out on my own, but, I knew that any company that was this detailed and thorough had to be that good in execution. I WAS WRONG - THEY WERE BETTER. the following months were strategic as they walked me through my plan, step-by-step-by agonizing step. It was tough but the encouragement from my team of three consultants kept me on track and focused. I GOT FUNDED - and WAY MORE than I thought I would ever get. I felt compelled to write this when I stumbled across some negative reviews and thought to myself - BS, those MUST BE COMPETITORS trying to sidetrack people from Lencred to themselves. It has to be. Remember I started this whole dissertation by saying Lencred was my SEVENTH ATTEMPT at securing funding (and now business credit) for my startup. If I could award TEN STARS I would do it. Thanks to Lencred I am into my second phase of growth, profitable, well funded, with amazing personal and business credit. To the people that have stuck with me and read all this if you don't do anything else, go through the process (I understand there is nothing else in the market like it) and get a Custom Strategic Plan, you will NOT be DISAPPOINTED.

It was a pleasure working with Sean and the Lencred team. They were informative and helped me all the way through the process!!!