Kyle Gillespie at Proper Rate (NMLS #223778) W Larchmont Ave, Chicago

Kyle and his team were all such a pleasure to work with. As a first-time homeowner, Kyle’s team was very patient and helpful as I asked many questions. Their rate was top notch as well. Can’t recommend Kyle’s Proper Rate team enough!

Kyle and his team were all around phenomenal in my refinance process. I was able to get a much lower rate and save thousands over the lifetime of my loan, and the process was very easy thanks to Kyle and his team. They got right to work and made the whole experience painless. 10/10 top rate service.

Kyle was recommended to me by a colleague when we moved to Chicago in 2011 and began looking for a condo. We financed with him, and have now refinanced with Kyle at least twice (writing this in November 2020). He and his team are responsive, use technology well, and always follow through on promises. We closed as predicted, without grief, and with a really great rate. I value Kyle and his team as our home lenders, and highly recommend working with him.

Kyle picked my deal up from the floor (after another lender strung my client along for 6 weeks ) and carried it successfully over the closing finish line in a high pressure, high stakes transaction! Kyle is an expert in the field, on top of his game and leads a team of highly professional individuals (Eric, Nikki, Andrew). I will be recommending Kyle to my future clients.

Proper Rate is a Stellar Team of Five Star Professionals Kyle and his entire team are extraordinary, highly knowledgeable professionals who were accessible to answer all my questions (believe me when I say that I had a bunch!) They explained everything, held my hands throughout, and made it such an incredibly smooth and quick process that I am still flabbergasted this home is mine! I feel incredibly lucky and Blessed to have found Kyle and I highly recommend Proper Rate! A special shout out to David, Andrew, Eric, and Phil for going above and beyond!! And, to the rest of the Proper Rate team: THANK YOU!!!

Kyle and his team are truly the best in the business! I have used him for initial loans and refinancing many times. Their quick, caring, knowledgeable and efficient business makes each and every client feel like you are the only one they are working with, with personalized, professional care from start to finish, always looking out for your best interest! I recommend them to EVERY ONE I know! Keep up the great work! THANK YOU for making something that could be a very stressful situation FLAWLESS!

The service from Proper Rate has no match. Proper Rate helped me close on two properties within a 2-month period. His team was very professional and thorough. The process was 100% stress free. I have referred my friends to Proper Rate as well. If you want to go through a low stress loan process, I highly recommend Proper Rate!

I trust Kyle and his team. They are responsive and thoughtful. Also, I've already recommended them to my friends and colleagues - so of course I'd recommend them publicly. Kyle and his team are a 10 - simply amazing to work with!

I've used Guaranteed Rate for my past 3 loans (purchase and refi) and they continue to impress me on their ability to deliver competitive rates, quotes, and execute on closing efficiently with their advanced technologies. For my multi-property refi, Kyle and his team delivered on that promise again. They were able to quickly lock me into a super low rate and get my loans through underwriting ultra fast to get me to close within 30 days. WOW! My closings were curbside and I was done in 20 mins. AMAZING! Kyle and his team come highly recommended for knowledge, reliability, and efficiency!

I have worked with Kyle and his team for refinancing and 2 home purchases. The process has been smooth and we had great communication every step of the way. Most importantly Kyle and his team care a lot about great product and service and are people you can trust. We would certainly use Guaranteed Rate and Kyle Gillespie in the future.