Kansas City Credit Services Inc Swift St, Kansas City

KC Credit Services is the real deal! I've been with KC Credit for 5 years. When I first started, I saw an immediate jump in my credit scores of more than 40 points per bureau. Then they started working on some of the more difficult things that took a little longer and were a little more involved. KC Credit has a wide range of credit solutions for credit issues that extend beyond the credit report but end up affecting the credit report once the issues are resolved. Their service is worth every penny because the long term maintenance and optimization of my credit scores and reports end up saving me a lot of money in interest rates and also open doors for borrowing opportunities that I otherwise would not have had.

Save your money and go to a debt counseling service instead-any company backed by the FCC! My husband and I, first time finding ourselves in this kind of debt situation, poured thousands of dollars into this company over the course of a single year and our credit actually went down! All they do is generate really generic and poorly written letters that you, the customer, are on the hook for mailing out every month-with tracking information (~$4/letter)- on top of paying at least $200 a month per person for their “services”. They only tell you to be patient and keep waiting for their system to work, which could take up to three years….On further research I found that even if they are successful at getting the debts removed from your credit report, those debts can and probably will come back in a matter of months because the credit card companies will have validated the debt by that point. Extremely kind employees don’t even seem to be aware of what they are actually peddling. Final MAJOR complaint: they continue to charge my account for “services rendered”when I canceled with them months ago, it’s a constant battle to try and keep my money from these people.

I signed up 10/20. I was immediately impressed with their work and how responsive they were. However by 1/21 that quickly changed. Emails were going unanswered & my portal was not working. I spoke with Donna herself who assured me that they would rectify this, as they gained more clients that expected in a short period of time. Nothing changed after that phone call. I then spoke with a very rude associate and sent back to Donna. No follow up once again. Finally got an associate who started off helpful but soon disappeared and never answered and email or call again. Every email I sent with important documents went unanswered. I was unable to load them on their portal because I still couldn't access it. Even sent in photos showing what was on my end when I attempted to. No response. Donna focuses on the terms of the contract when you meet with her, I held up my end of the contract but feel as though they didn't in some areas. I am thankful for the help I did receive, as my credit did improve. However their follow through and transparency is an area they need to strongly work on.

Donna Perkins is one of the most knowlegible people in this business what I have met over the years. Being in business 30 years says a lot in this industry. Her knowledge, education, and communication are second to none. Tells like it is and there is no playing games when dealing directly with her. Has taught me a lot about life in general and is a very caring and loving person. Thank you Donna!

KC Credit Services does a phenomenal job with credit restoration. Donna the owner of KC Credit Services, is a true professional. Just look at their perfect BBB rating with zero complaints, and more than 20-years in business. This company has helped hundred’s of my clients with credit restoration and credit education. I have seen everything from bankruptcy’s to judgment’s get removed from people’s credit reports. They will give you a free consultation and they are a true class act company.

So grateful that a friend connected me with KC Credit Services. Like many I was affected by the economy and my personal credit was impacted as a result of this. Donna Perkins and her amazing team not only restored my credit profile but took the time to educate and inform me regarding tips and tools that I can use to maintain my now good credit rating. Thanks KC Credit Services!

I've worked with KC Credit for awhile - they are awesome! Donna personally attends to my questions. I'm very happy with them and have already sent them many referrals. I'm so thankful that a service like this exists. Turned my scores around more than 100 points! Went from having no credit to as much as I needed; though, we're much more conservative than we ever were before. Use them, you won't be disappointed and BE PATIENT!

Awesome job!! I can't thank you enough Donna Perkins!! After being unemployed for several months due to a car accident I had fallen behind in several accounts. I had 6 that had gone to collections as well as older errors on my credit report. My score had dropped to low 500's. After being in their program for about 10 months everything was removed and my score was a 780!! I can't thank you and your staff enough for all the great information I received to be able move forward with my life. I will recommend KC Credit Services to everyone I know that is struggling with credit problems.

DO NOT use these people!! Donna Perkins owner, is a train wreck with this business. They are ridiculously over priced. You should NEVER pay an upfront fee of several hundred dollars. I highly recommend Lexington Law for all credit repair. They are actual ATTORNEYS & PARALEGALS that use legal tactics, not dog and pony show card tricks like KC Credit Services. And get this: Lexington Law has no b.s. upfront fee and their premium level service is $120 a month, no contracts or obligations. They have an AWESOME app that keeps you up to date daily and they send out regular emails. Unlike these bozos who you'll never hear from. Go online & check out how awesome Lexington Law is...my only regret is not having someone tell me what I'm telling you so I could've saved money, headaches & a waste of time.

We entered into a contract with KC Credit Services to handle a case with a credit card company. I have paperwork that we signed with them stating that they would work on our behalf, and set up to have money taken out of our checking account every month. In the paperwork it states that they would review our file every six months. I recieved a call from Mike, a rep for the company, the cc company had not received their money and wanted to know where their pmt was. I checked our bank, there was no hold up on our end. I called and left a message for Mike stating this, and asking him to call us. I also emailed the same to him. No one ever called us back to help us..... We were then served papers from the cc company for non-payment. I called KC Credit Services to see what was going on. (Yes, I was very upset when I called. I thought we hired this company to help us, and could not understand why the ball had been dropped so far as to get served with paperwork again!). Donna, the owner of KC Credit Services, personally told me that once they set up the paperwork for us, we are no longer their clients. Unless we pay them more money to do so, as they do not work for free. I was constantly interrupted while talking, and owner was quite rude the entire conversation. Really, they charge 20% of the amount due to creditors..... Every six months to basically refile paperwork on our behalf?????? Nor does it state any such thing in our paperwork that there would be additional charges! Do not do business with these people!!