Josh Shinkle, Mortgage Broker #NMLS 1176205 Douglas Blvd, Granite Bay

Josh and his team are AWESOME. Great experience with Josh and his team. Fast, efficient and most of all knowledgeable. My experience as a first time home buyer with Josh and his team was so surreal. One day I'm submitting my application the next I'm closing and getting my keys (10days). I will definitely be referring all friends and family to Josh and his team.

We have used Josh for each of our home purchases. Everytime he has been very pleasant and professional while still being personable. Our homes have closed on time each time. Josh made the whole experience go smoothly and helped whenever we had questions. While I hope to never move again, if we do make any future purchases we will definitely use Josh!

Josh helped my wife and I buy our home and I couldn't be happier with the process and outcome! I would definitely recommend Josh and his team! My finances are complicated and he got it done smoothly and ahead of schedule!

Working with Josh and his team was the best experience. Made the process smooth and non stressful. Best Mortgage Broker recommend highly.

Josh and his team were OUTSTANDING! They were professional with my client and kept me informed of from beginning to close. I look forward to working with them again soon.

Josh Shinkle and his team were friendly, professional, and made the whole process easy and convenient for us. Josh gave us an online application process, reviewed our information, provided multiple options with great rates for us to consider in an online, easy to view and understand video format, and then we discussed what direction we wanted to take as he guided our decision. Our loan was closed on time. We would absolutely refer Josh to our family and friends. If you need a lender, give Josh a chance to earn your business and get you a great rate. Thanks Josh!

Josh made our buying experience effortless. He helped us through every step of the process by answering all of our questions promptly and throughly. His document signing software is super easy to navigate and he explains everything so well, to the point that anyone can understand what to do and what is going to happen next. He made the entire process very quick and took out all of the complications. The BEST part is he gets you the BEST rates and deals. He helps you stay in your budget and is the most professional broker I have ever worked with. It was a true pleasure working with Josh. Even after closing he answers all of your post sale questions and responds immediately to messages/calls/emails and he will continue to make sure you are taken care of. Josh is a great guy, has great service and finds the best rates. We will always be customers of Josh and HIGHLY recommend him. He's the best. — Michael Bousquet

Josh was so easy to work with, we had a couple of bumps in the road(Delays is selling our other house) but Josh completed everything on schedule. He worked hard for us. I would recommend Josh to anyone looking to buy their vacation home, forever home or their very first home. Thank you Josh for making our dream come true

We have had the pleasure of purchasing three homes through Josh Shinkle/my go to lender. Josh is very thorough and honest. Josh has done everything within his power to accomplish and meet our every need. We trust Josh completely and we are honored to call him our lender and friend.

Going into buying our house, my partner and I had no idea what we were doing or what to expect. Josh was extremely patient with us and explained every step of the process so that we understood what was happening. He worked hard to get us the best rate and even reached out after we had been in our home for about 8 months to let us know we could refinance out loan and get an even better rate. He also recently reached out to us (after living in our house for over a year) and provided us with a free tool to track the value of our home. To say that Josh Shinkle is incredible at his job is an understatement; he goes above and beyond for his clients and made himself available to us 24/7. His company also sends birthday cards to us every year. I have recommended Josh to coworkers and friends and would recommend him to family as well because I know he will provide them the best service possible.