Joe Zamoiski - Vice President Montrose Rd, Rockville

As I was shopping around for a home, I was also looking around for someone to help me find a loan. Joe Zamoiski came highly recommended by a friend who told me she’d worked with him on two previous home purchases and now I can see why. Our initial call was wonderful. He learned what I was looking for, how much I wanted to spend and throughout the process — which included multiple offers — he would answer my questions, my realtor’s questions and would always do a follow-up call with the seller’s realtor. I closed a month ago and my loan has been sold to another company, but Joe is still answering my occasional queries as I settle into my new home. I am incredibly grateful for all the work Joe and his colleagues at Atlantic Coast Mortgage have done on my behalf and would highly recommend their services to anyone.

Joe and Lex are great! This is our second time working with Joe on financing our investment property. I trust Joe to always find us the best rate and his team to making sure that everything is taken care of properly and quickly. I have also recommended Joe to my son who is going to refinance his home and expected to complete the transaction soon. I would recommend Joe to all my family and friends.

Joe and his team made the house buying process a breeze. We had previously been working with a different lender and it was an absolute nightmare. Once we switched to Joe, we were approved and made settlement on our new house in 2 weeks!!! If your looking to buy or refinance a home, Joe and his team are the best.

Joe and his team are great. They keep everyone in the loop and are fast to get back to you if have questions and concerns. Much better than my first lender who kept delaying and would wait till the last minute to provide any information or ask you for documents or questions leaving you scrambling and confused. Joe and his team picked up the ball and closed for us in no time.

I have known Joe for nearly 20 years now. He has helped us with multiple purchases and refinances over the years. His combination of professionalism and genuinely caring about his clients is unmatched--I can't recommend him highly enough.