Jim Apessos - Midwest Equity Mortgage and Celebrity Home Loans NMLS# 229056 Hazard Center Dr, San Diego

Jim Apessos was phenomenal. He tirelessly worked on my behalf to get my refinance done. I had a special situation that made it a bit complicated, but he was steadfast in getting it done. Really was a pleasure. Not only is Jim super professional and attentive, but an all around fine individual. Totally recommended. Thanks Jim and Midwest Equity.

I refinanced my home last year and worked with Jim Apessos. I had such a wonderful experience. Jim is extremely friendly and provided me with the best customer service experience I have ever had. He was even willingly to stay late to accommodate my crazy military schedule. I can't recommend him enough!!

What a great experience. We wanted to get out of our PMI and had contacted Jim Apessos last summer. Jim told us that the comps in the area were not high enough and he wanted to contact us after the summer selling season. I figured that was the big blow off and a refi wasn't going to happen. In October we got several flyers from companies wanting to help us refi, my wife called a few and didn't feel comfortable with them over the phone. We still had Jim's flyer from last summer so she called him. First thing that impressed me was, Jim remembered who we were. Throughout the process Jim was always there to answer questions and make sure the process went smooth. I don't think he ever goes home, I emailed Jim about a few things on a Sunday night and got an immediate response. I have never had anyone who has assisted me with a home purchase or refinance explain things to me like Jim did. He provided us with options and walked us through the pros and cons of the options, this was all done over the phone. In the end, Jim explained to me why the option I liked (most expensive one) was not in my best interest and saved me a ton of money out of pocket. The process moved amazingly fast and Jim timed the closing to be in our best financial interest. Everyone Jim used that we were in contact with (appraiser, notary, office staff, etc.) was friendly and professional. Can't say enough good things; friendly, helpful, professional, prompt and honest.

I got a Midwest Equity flyer in the mail and was skeptical of the offer. I decided to see if the offer had merit and was thrilled I made the call. My previous loan was FHA and Midwest Equity converted it to conventional in three weeks! Jim Apessos handled my refinance impeccably. He diligently walked me through the whole process, informed me of my options and went above and beyond to secure an offer even after an issue with my income debt ratio. The Midwest Equity team I interacted with have great customer service etiquette, are professional and friendly. Thanks Jim and Midwest Equity for the fantastic service I received.

Jim Apessos just helped me get a great new home mortgage. He made the process effortless on my part and helped me make reasonable goals for my future. I will be using and recommending his services when my friends and family need the best rates.

About a year ago, I contacted Jim to see if we could get rid of my PMI. Jim was honest and quick with his response. Unfortunately, I had to wait a bit longer to refinance. Jim told me to be patient, and he was absolutely right! This experience was easy and smooth. Jim was always there to answer my questions. Now, my PMI is gone and I am saving money each month on my mortgage! Jim Apessos will be the only mortgage guy I will ever use!

This is my second time having Jim help me with a loan. He’s like having an inside track, best friend kind of guy working for you. He goes the extra mile, is good for his word and makes a very challenging process seem easy from my, the borrowers perspective. If there is ever a need again, or anyone I know needs a recommendation, Jim is it!

It was a pleasure to work with Jim! He does everything possible to accommodate your needs, gets the job done and FAST! I would definitely recommend his services and wouldn’t hesitate to use him again for my mortgage refi in the future!

Jim is absolutely wonderful. We got lucky finding him and he will remain on our roster of advisors as long and as far as his career takes him, which I suspect will give us a great deal of time together. I wouldn’t use anyone else, and recommend Jim to everyone.

Incredible to work with and my best mortgage / refinance experience by far. Extremely efficient, fast, and straightforward. I was very impressed with the speed to close our refinance in this busy refinancing boom. Excellent work Jim!