JG Lending W Market St, San Diego

I have used John to purchase my home and to refinance a few times. He is very diligent, professional, knowledgeable and up to date on the lending rules. Working with him makes the loan process easy and seamless. He is there to help you at every step, and he answers all of your questions no matter how trivial they are. It is great to have John on your side to watch out for you. I highly recommend John for all your financing needs.

John has assisted me with loan refinancing for many years now. It is always a seamless and efficient process. John is very professional and customer service oriented. I refer everyone that asks me about obtaining a mortgage loan to John. The best quality about John is his honesty. He can be trusted to carry your loan application/process from beginning to end, while keeping you informed during the process. Honesty and trust are two attributes that are very hard to find this day and age.

Highly recommend John and Cornerstone Mortgage! We were searching for our first home and had many questions about our lending options and many more questions about the process. John was very patient with us (I can't emphasize enough how patient he was. We flooded him with questions, scenarios, clarifications, and the entire time we were freaking out about how much money we were dealing with...). He calmly walked us through our options and gave us the pros/cons of each and never pushed us in one direction or another. When we settled on a loan type we were quickly approved and had no issues funding when we purchased our first home. A few years later, we returned to John so we could re-finance and make some home repairs. I think we were a little easier to deal with this time (hopefully) and John gave us the same knowledgeable, timely and patient service that we received from our first mortgage application. John walked us through our options and worked on a few scenarios so we could see the financial impact of each type of loan. The refinance process was a little different then the initial mortgage process, but John walked us through everything ahead of time so we would know what to expect. We highly, highly recommend using John at Cornerstone Mortgage (JG Lending).

Amazing! From Contract date to closing 15 days, John is the best Lender. I can't say enough how thankful I am for John Galkowski and his expertise and efficiency. I had only 15 days to close my loan from the purchase contract acceptance to the close of escrow date and this guy pulled it off. I have used John for previous loans in the past and he has always been amazing to work with. I can't say enough how great this guy is at his job. It's nice to have someone who you can trust and who always comes through for you. He’s the best!

John is an expert at helping with "all things financial." I've had the benefit of working with John for several mortgages and refinances over the years and have been impressed with his knowledge and professionalism every time. And, he's a great person!

I have known and worked with John for over 15 years as both as an attorney, realtor and borrower. I cannot say enough about the exceptionally courteous and professional degree that he handles all matters. He is always willing to go the extra mile to accomplish whatever tasks he sets out to accomplish. He always goes to bat to assist his clients meet their goals. I highly recommend him for any financial needs anyone may have.

One of the best things that I did when I was in the market to purchase a new home was to immediately connect with John Galkowski of Cornerstone Mortgage and the John Galkowski Lending Team! From the start, John guided me through the whole process and made sure I had everything in order so we were ready to go when the time came. Once I found a property, things went super smooth and we closed in a timely manner since all the loan paperwork was in order. I found the entire process to be easy and efficient because of John’s knowledge and experience. So glad John was in my corner!

I have used John and his team for nearly 30 years, 1st & 2nd homes not to mention several re-fi's. And sometimes things simply don't go as planned, but that's to be expected? Though, for each hangup, John has always been there to explain the options and how best to get things done!! In the end, what's in my best interest and long term financial goals have always been met!!

I have been a client of John's for nearly 20 years. I have yet to meet a more honest, competent or professional individual in this business. I have always received excellent and timely guidance resulting in the best possible investment decisions. I consider myself exceedingly fortunate to have made his acquaintance and look forward to his continued guidance and service in years to come.

We were amazed by how quickly we pre-qualified and were approved for the loan. When faced with a short closing schedule, John' Galkowski's calm reassuring manner helped us through the arduous process. John was always available by phone, evenings, too. If you are looking to buy a condo or house, we highly recommend using John Galkowski . His expertise and knowledge of mortgages, rates and the right loan is superior.