James W. Argo - Mortgage Banker - Residential & Multi Family Lending Montgomery St, San Francisco

We very much appreciate the work that Jim Argo did with us to secure our financing. He is very knowledgeable, efficient, and detail-oriented. You will feel safe working with him.

We've gone to Jim for advice so many times as we prepared to purchase, and he's always taken the time to talk us and compose resources tailored to our inquiries. We were thrilled to have him and his team to not only secure our loan, but also close in all December--what rock stars. Many thanks!

James and his team were really great and gave us the appropriate advice as we bought our home. His knowledge and expertise are deep and his knowledge of the Bay Area, added with great relationships with other service providers made our process really smooth and friendly in a post-pandemic buying environment. Highly recommend him!

I decided to go with James Argo because my Mom and Sister had used him in the past for a home loan and then for refinancing. When my wife and I decided to look for a home in October of 2020 I contacted James Argo and he walked me through what my families options were and what we would need to do to qualify for a loan and what we could comfortably afford. I had a lot of questions and James answered them patiently. Over the next 7 months I communicated with James every time we put an offer on the house or needed to make a change to our loan prequalification letter. When an offer was accepted this May James and his colleagues all went into high gear to get us closed on time. I am grateful for their effort in helping us reach closing and getting a good rate on our home loan. I especially appreciate the effort given the current home buying climate that has resulted from the lower interest rates. I would definitely recommend James Argo and Guarantee Mortgage.

We had met a few other lenders before we met Jim, and he is, without a doubt the best. Jim is much better at explaining how lending works to non-experts than anyone we met. He is warm and encouraging, and he knows the industry as well as anyone else you'll ever meet. Jim understands the ins and outs of the process and what is needed from you. He was easy to work with, easy to contact when we needed him, and he got us an incredible rate on our loan.

Jim is a great professional. From the very beginning he was forthright about the reams of paperwork demanded by lenders today. This made the process, if not palatable, somewhat easier to swallow. Other than the paperwork, he was very clear in his explanations of various options and scenarios and prompt in his responses. Thanks to Jim, I was able to quickly pivot from a clearly undesirable lender to a much better one in a matter of a week. So that we lost at most a few days in closing on the new loan. Thanks, Jim!

James is a fantastic Mortgage Banker. Working with him last year on a condo that we rent out and this year on our own home, has been an absolute pleasure. Importantly, while he makes the process easy, Jim also uses his wealth of experience to navigate the systems, to prepare us for issues, and to help us with our financial goals. I have no reservation recommending him.

James was always very clear and informative throughout our communication. He was very prompt in answering all my inquiries, and walked me through the process of obtaining a mortgage with thoroughness and punctuality. I was very impressed by his professionality and his kindness.

Jim and his staff were very timely and easy to work with in helping us land a new mortgage.

Jim was extremely helpful throughout the lending process and I highly recommend him! As I first-time home buyer, Jim walked me and my wife through the process step-by-step and would carefully answer any questions we had. He was able to get us a very competitive rate lock and ensured that we closed escrow on time.