Jackie Barikhan - Summit Lending Beach Blvd, Huntington Beach

Jackie and her team at Summit Lending are simply excellent at what they do. My husband and I are both self employed, so finding the right lender for a refinance of our mortgage is difficult. I am generally skeptical of of people selling their services on the radio, but when I heard Jackie's ad on KNX, I knew I had to reach out. She is extremely knowledgeable, has excellent client service skills, and was able to find us the perfect lender for our situation. Throughout the entire process, she and her team were always available to answer questions. The process was fast and pain free. We would definitely recommend Jackie and hope to use her again in the future.

After being turned down for a refinance several times by banks and other brokers, I found Jackie. She was able to get my place refinanced at a very reasonable rate flawlessly and quickly. The other banks and brokers strung me along for months only to tell me at the end they could not follow through. My only regret is not finding Jackie earlier. Jackie will be the only person I use and recommend from now on!

I had an outstanding experience working with Jackie & her team with the refinance of my home mortgage... I also had several fun conversation with her & she is very easy to talk to... The best part is before I got in contact with Jackie, it was very difficult to refinance my mortgage since I am self employed. But she saved the day & got me a bank statement loan... I will definitely use her again... Thank You Jackie.. :)

I found the perfect new construction home and put down a deposit. I went through 5 other lenders and none of them could get me approved. Although I had the income, it was the credit issues that the other lenders said would prevent me from getting any kind of loan. They all told me to wait until I could get a better score and some negatives off of my credit report. Realistically, I was just going to give up, considering we were 30 days out from closing. I wanted this house so bad and decided to give it one more try. I googled and found My Lender Jackie. I explained to Jackie all my negative stuff that I needed to overcome. From our first conversation, Jackie was so positive about getting me that loan, that I started to feel like I had a chance. Jackie's personality is so likable and she was always so full of good energy. I was living on pins and needles since my builder told me I was at my last 30 days before closing and couldn't change lenders anymore. I called and emailed Jackie so much, but nevertheless, no matter what time or how many times I tried to reach Jackie, she was always available. In less than thirty days, I had an approval from the lender. Unbelievable.... Just truly unbelievable. It was like Magic!!! She did it. I'm now in my home and so so happy that I found Jackie.... Five stars of "Great, do her no justice.. She is the best you will find.......

Jackie is awesome!!! I am a self employed business owner and after trying with multiple lenders to refinance our loan, Jackie, was the only one that made it happen! She was incredibly responsive and prompt considering how busy she is, answered all of our questions. She will be our go to gal for all our lending needs from now on! I highly highly recommend her and her team.. Thank you Jackie!

With the amazing Jackie Barikhan by our side for almost 2 years as we navigated through the competitive Orange County real estate market, my husband and I finally closed on our new home! We chose to entrust Jackie as our dedicated mortgage banker based on her extensive experience with bank statement loans and vast knowledge of the market, rates and overall climate of the economy. She was extremely communicative and responsive, always available to take calls, respond to emails and texts, regardless of day or time. Through our long journey, we requested dozens of preapproval letters, phone calls to listing agents and review of our bank statements/other relevant documents, and Jackie always delivered! We could always count on her to turn around any documents we needed ASAP. Her knowledge proved especially valuable, as she fully prepared us for the whole loan process so there were never any surprises from the underwriters/bank or mismanaged expectations. Moreover, Jackie genuinely had our best interests at heart, she really wanted us to find our dream home. She was extremely patient with us during the entire process, always happy to provide information for us to make the right decision and provide recommendations based on her experience. Jackie was absolutely pivotal in our home closing process and we are so grateful to have found her. Thank you so much, Jackie, we are so happy in our new home and could not have done it without you!!

Jackie is the most knowledgeable person you'd ever worked with when it comes to bank statement loans. Before speaking with Jackie, I had spoken with at least 10 different lenders all over the country and I can attest that none of them came close to Jackie's expertise and tenacity. Jackie knows exactly what you need and will do everything she can to help her clients. I can confidently say that if it wasn't for Jackie, we wouldn't be living in our dream home today. I will forever be grateful to you, Jackie. God bless you for using your knowledge to help others.

I’d been trying to get out of a HERO loan that increased our mortgage payment by about $1400/month. I didn’t realize that trying to refinance with that kind of lien is near impossible, because most mortgage companies don’t know how to even work a loan like that. I’d seen My Lender Jackie pop up on Google when I searched for lenders, but I saw she’s based out of SoCal and I’m in NorCal, so I didn’t think that was an option. After a few more months of unsuccessful searches, I figured I had nothing to lose by at least reaching out to Jackie, so I called her office. She answered right away and knew all about HERO loans AND how to work a refi to get out of them! I was finally starting to feel like there was hope. That was in April. There were a bumps in the road along the way, all due to poor planning on my part the delayed our loan closing. By delay I mean like 6 months! I was ready to give up more than once, but Jackie never did. She literally went above and beyond to make this refi work and get me out of the HERO loan. We were in communication the whole time, for 6 months! I’m sure other lenders would have closed my file because it was too much work, but Jackie was positive and honest the whole time. As a law enforcement officer, trust and honesty are huge for me, and Jackie had both in spades. The refi closed today, we’re out of the HERO loan and we got some cash back. If you have a HERO loan and feel like there’s no way out of it, call Jackie! If you’re looking to buy/sell/refi your home and want someone honest and trustworthy, call Jackie! I for one am so thankful I did.

Jackie is a miracle worker and accomplished what four other companies could not do! She refinanced us into a loan with a much lower interest rate, transitioned us to a conventional home loan and eliminated our HERO loan. JACKIE SAVED US $800 A MONTH. Her dedication to her clients and communication is unparalleled. There is no better person to have on your side if you need a home loan or refinancing.

Working with Jackie and her team was the best mortgage experience I’ve ever had. Super responsive, super attentive to details. Willing and able to make sure that all of our needs were met. Highly recommended!