IPL Mortgage Dove St, Newport Beach

David Phelps and his team at IPL mortgage have an efficient process, competitive mortgage purchase and refinance pricing. I would recommend using them as I recently closed two loans with IPL mortgage.

I highly recommend Mikael and his team. He is a true professional who is an expert in the business, but also sets the bar for customer service. He made sure that I understood every aspect of my refinance and delivered on every item. Thank you Mikael!

I have refinanced loans many times over the years and this was the best experience ever! Mikael and his team exceeded my expectations and followed through in a very timely manner. I would not hesitate to give them my business again!

My daughter introduced me to David Phelps. Wow, what a easy, quick and fun experience. I can't say enough about David Phelps and his team (Michelle Yamasaki). David went above and beyond with all my questions and calls.If your looking to refinance, David is your person. If I could give 10 stars I would.

We just made the leap and purchased our first home in California and a home transaction (especially in this state) isn't for the faint of heart - Mikael and Kimberley at IPL Mortgage made the process so smooth that I honestly can't believe anyone would go anywhere else for their mortgage needs. Mikael talked us off the edge many times while we waited to hear back on various items like the appraisal. We were also a VA loan sale and he and Kimberley handled it like pros especially when the realtors and buyers were slightly uneasy about it. They both gave us solid advice and now here we are, 3 months into enjoying our new home and we couldn't be happier! Thank you IPL!!!! I'm so glad we found you!

Mikael always did what he promised. We went from a 6 1/4 percent loan to a 3 3/8 loan. Michelle always got back to me as did Mikael with any questions or concerns that I and my ex-husband had. I would recommend him highly to anyone who needed a new or refinanced loan. Thank you Mikael.

I want to give a big shout out to Mikael Qazi and Michelle Yamasaki at IPL Mortgage for helping us refinance our mortgage during the COVID-19 pandemic. I am truly impressed by their honesty, integrity, and accessibility. Everything was disclosed upfront. There was no bait and switch. And they kept their promised rate and refinanced terms even when the lender tried to back out at the last minute. I felt that they had gone the extra mile and had done everything they could to give us the best deal that was promised. They are very knowledgeable about the industry. We probably would not have gotten the refinance without their persistent efforts, especially in this difficult time when most business and government agencies were closed down. It almost seems like they were more interested in keeping their customers satisfied and upholding their integrity than in making money. I am impressed by those guys, and I would recommend them to anybody without reservation. John and Christine, Dana Point, California.

David Phelps and IPL have handled 2 refi's for us - they are outstanding, and I've highly recommended IPL to others. Best communication, efficiency, and ethics I have seen in the industry. Thanks for a seamless process.

i have done business with IPL for about 15 years and have had excellent service and support. Mikael and Matt are trust worthy, knowledgeable and easy to do business with. They make sure I fully understand the process and willingly take to time to ensure questions a I may have are answered to my satisfaction. I highly recommend.

I have prior experience in the refinancing process for my self and others and just closed on what I believe was the easiest and fastest experience yet. David Phelps of IPL not only outperformed all others, but guided the process through, was always available and kept his promises. I will refer him to everyone. Stan Cole