Innovative Mortgage Services Corporate Office Hunting Bow Cir, Lutz

I have worked on many different loan platforms and I can honestly say that Innovative is the best. We are able to close quickly and provide our clients with low wholesale rates and closing costs. I strongly recommend the company and it's platform.

This is my second time purchasing a home with Innovative Mortgage. Home buying is overwhelming! I am so grateful to Joe! He’s always a phone call away. He’s a great listener, honest and professional. I would highly recommend him!

I worked with this company to provide a small cash out refi of my home. I owned the home outright and already had a Homeowner's Insurance Policy, fully paid and in effect. I was approached by Joe Haines, he said he could save me some money on my homeowners. I expected to be given the contact info of the agent, instead Joe was receiving quotes and another person, the Contract Processing Person, Karen Hatcher, allegedly called my insurance agent at the time and "attempted to adjust coverages to lower my rates" and the current insurance wasn't able to beat the insurance agent, Jeff Bennett's premiums. This was a total lie. Karen and Joe did Insurance work without a license. Joe was receiving MY quotes as opposed to me. Karen even went so far AFTER her lie about calling my current insurance agent to SUGGEST that Jeff's policy was "better". The policy turned out to be inferior and less coverage and more deductible. This is all in writing in email. Joe is even said in email from Karen to be directing to go with the cheaper premium. I denied the insurance 2 times in writing and together in a last minute attempt to shuffle me into this policy these people succeeded in switching me from a fully paid admitted market policy to a surplus lines policy with less coverage and higher deductible. When the insurance agent(whom wasnt and isn't an actual licensed insurance agent) switched us, he broke the law. Jeff Bennett also said they have an "extensive professional business relationship". Perhaps too extensive. Needless to say we are now under insured and have been put in this situation by these people. Very unethical. I brought this to the Owner's attention complete with emails in which my claims are clearly shown and of course, he refuses that any of his employees acted as insurance agent, even though in their own emails they literally state they are. Mr. Ehrlich has refused to provide any information regarding their insurance coverage for such errors. I am left with no choice but to file complaints against his and his employees licenses and with the Florida DFO for working as an insurance agent without a license. Just because Mr. Ehrlich doesn't want to acknowledge what his unethical employees have partaken in doesn't mean it didn't occur.

Innovative Mortgage has done 2 loans for me in the past and I have had great experiences on both of them. We closed well before the contract deadline on both of them.

I love working with Innovative Mortgage . The owner's are very professional and are always there to answer questions and help with anything needed. They show value and appreciation for their employees as well as their clients.

To all of my clients and real estate partners I wish to thank you for allowing me to play a pivotal role in your real estate transactions. Please take a moment to do a review of your own. Good reviews are very important to me. I thank you in advance.

This is a great company, full of some of the best originators in the business. If you are looking for a home loan i would strongly recommend Innovative. From the owner, to all of the originators you couldn't ask for a better group of professionals

Great experience from start to finish. Lauren was responsive, respectful, and patient and worked hard to get us a great rate. Hands down would recommend.

Joe H. was very friendly and knowledgeable. He got me a great rate and the whole process ran very smooth. Sabine always kept me informed what was needed and always answered my calls and emails. Highly recommended company and will use them again in the future.

I have been a broker for Innovative for many years and love this company! They are a helpful professional resource, offer a great variety of lenders, they are very responsive to our needs and we get paid fast!!! Ruth