Hypotec - A New Way of Lending FL, Boca Raton

The folks at Hypotech are amazing. They take the time to explain each step of the process. Also they are always readily available and accessible via phone, text, or email. The whole process was very quick. I highly recommend Hypotech for any refinancing needs !

Richard Khalifa is the guy to call if you want to make your dreams come. Whether it's to buy your dream home or refinance an existing loan, he will make it happen. When faced with an impossible scenario he takes it on a personal mission to make it happen. Not once but twice I have had him make things happen for me. He puts a piece of himself into the process and sees it through to the end. He is always available anytime to answer questions. I have referred him to several friends, family members, and clients. I will call him again sometime in the future when I need help with my real estate endeavors. Update: Once again Richard came through. We wanted to take advantage on the low interest rates for our VA loan and Richard made it quick fast and easy. He is the guy to call if you are serious about getting stuff done. Thank you Richard for always having our backs.

What a WONDERFUL, STRESSFREE way of refinancing! Pejman went over and above to meet the deadline he promised to me. He called, sent text messages and emailed to ensure I stayed up-to-date on the status. Excellent service and locked in at a lower rate! Fantastic!!

Hypotec Inc. made my Refinance on a VA_IRRRL Loan seamless. I would recommend these guys in a heartbeat! Michael Carlucci is an excellent Real Estate Agent with these guys to go with!

Fantastic team and experience from start to finish. I was working with 2 brokers and a bank for rates during the height of the refinance rush when there was tremendous backlog. Hypotec always put me first and were able to explain and accommodate at every step of the way in addition to coming in at lowest competitive rate. I look forward to doing future refinancing with them.

Working with Pejman Gabayan made my experience with Hypotec go very smooth. PJ kept me informed on a normal basis as to how everything was going. With him I felt less stress about getting the refinancing done. When there was a problem PJ got out in front of it. Mr. Gabayan was a true professional all the way, from the beginning to the end. Thank you PJ for everything!

Refinancing a Mortgage or getting an initial one is a daunting process. Gone are the days of sitting in the bank and having the loan officer do the work necessary to secure your loan. In fact, even then, you had no idea if you were getting the best deal. Today the internet has taken over. The problem with this is you are inundated by hundreds of offers and annoying emails and phone calls. I was lucky my former loan company sent an email about refinancing. I called the number given and was directed to Pejman Gabayan of Hypotec Lending. What do you expect when dealing on the phone, internet, texts, and emails to start and complete a lengthy and involved process of securing a mortgage? To start with Expertise is essential. You need an officer who truly understands the process and has the answers at their fingertips. Next you have to consider the ease of all the communication which is necessary as the process evolves. Third you want to have all your questions answered to your satisfaction. Finally, you need to feel comfortable during the entire time it takes to close on a new mortgage. Who is Pejman Gabayan? PJ as he likes to be called delivers on all of the above more than anyone would, could or should expect. Calls and responses in minutes even on a Sunday! A Professional who is in full control with not a surprise or an unanswered question. With a personality who becomes a trustworthy friend throughout the entire process from day one. His personal care is so far beyond words I can express. Thank you PJ. For making my refinance a total pleasure. Anyone reading this would be wise to take this review seriously.

This was the forth time that I refinanced my house. Jordan Oates could be an excellent teacher on the mortgage school/college. Best on the business; a plus to your company.

Hypotec was absolutely wonderful. They were timely, efficient, and extremely competent about our refinance process. They made what seemed like a daunting process smooth and seamless. Thank you for all that you’ve helped with!

Linda & Bob, We really appreciated PJ as an excellent agent with in your Company in handling our refinancing of our home. And our family was well served with his professionalism and openness. Whiting family, Thanks you