Huntington Beach Credit Union Main St, Huntington Beach

Huntington Beach Credit Union is a state chartered, federally insured credit union organized in 1953 by the employees of the City of Huntington Beach for the purposes of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors who are elected by the members. As a cooperative, the credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons. As with all highly regulated financial institutions, the credit union is required to establish policies, procedures and systems that will protect the membership as a whole from loss due to various risks, including the establishment of fees to cover costs related to product offerings and item processing. Huntington Beach Credit Union fees remain the lowest among financial institutions in Orange County, Ca, having remained virtually unchanged since 2016 and were automated in December 2021 to ensure equity among members. The credit union is always happy to refund fees when a processing error occurs but members remain responsible for ensuring that 3rd party contracts authorizing ACH or other recurring payments are canceled and that sufficient funds are on deposit to avoid over-draft transfer and non-sufficient funds fees. Today the credit union serves those who live, work, worship or go to school in Huntington Beach, Ca. Required account disclosures and corresponding rate and fee schedules are available on our website and are also provided at the time an account is opened.

Huntington Beach Credit Union is a state chartered, federally insured credit union organized in 1953 by the employees of the City of Huntington Beach for the purposes of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors who are elected by the members. As a cooperative, the credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons. As with all highly regulated financial institutions, the credit union is required to establish policies, procedures and systems that will protect the membership as a whole from loss due to various risks, including the establishment of fees to cover costs related to product offerings and item processing. Huntington Beach Credit Union fees remain the lowest among financial institutions in Orange County, Ca, having remained virtually unchanged since 2016 and were automated in December 2021 to ensure equity among members. The credit union is always happy to refund fees when a processing error occurs but members remain responsible for ensuring that 3rd party contracts authorizing ACH or other recurring payments are canceled and that sufficient funds are on deposit to avoid over-draft transfer and non-sufficient funds fees. Today the credit union serves those who live, work, worship or go to school in Huntington Beach, Ca. Required account disclosures and corresponding rate and fee schedules are available on our website and are also provided at the time an account is opened.