Homie Loans™ S Jordan Gtwy, South Jordan

We had an excellent experience with home loans. They were quick, responsive, and had had us from contract to clear to close in less than 3 weeks with a VA loan! We were very impressed by our experience with them.

I had a great experience working with Homie Loans. We closed on time and our mortgage officer was very responsive. We were able to get into our home with unrivaled low fees and competitive rates.

I had a great experience using Homie Loans. I really have no complaints. They had the best rates and had really great customer service. The people I worked with (Michael Hondel, Alexandria Weaver and others) were all excellent!

Not a good experience. Loan officers were really difficult to get a hold of. I caught multiple mistakes on the documents I received (and it wasn’t because the numbers were estimates, it’s because the loan officer assistants messed up). In addition, when it came to calculating fees, I would calculate one number and the loan officer would calculate a different number (of course it was hundreds of dollars lower than my number) and would insist it was the right number- but it turns out I was right. I was told multiple things that weren’t true- for example I was told I could lock in a rate that day and when I tried to lock, the loan officer was difficult to get a hold of and by the time I did- it was too late (I tried to get a hold of him for 4 hours). I had to lock in a day later and had to get a higher rate because the rate I wanted to lock in at the day before was $3,000 more in points. The rebate is true- except they didn’t tell me exactly what rebate I would get in a timely manner. finally after asking every day for over a week, they told me and I was not eligible to receive the full amount (this was after I had already chosen to go with Homie of course and I actually should have gone to a different lender- even the homie LO did the math and said yea, the other lender would have saved you more money. So, that’s my fault for believing anything the loan officer said before I actually knew the true amount of the rebate. But it’s also their fault because it’s based on the Buyer Agebt Commision, which is really easy information to get). But pretty much that was my experience with any question- I had to ask it multiple times and follow up multiple times to get an answer. Also on multiple occasions the loan officer would tell me one thing and his assistant would tell me the opposite. Honestly, it’s just a pretty disorganized institution and I probably won’t be using them next time. These were all the issues I had- but i did give them 3 stars because they were able to close my loan in 30 days, and the rebate was nice (even if it wasn’t what I expected)

I'm super disappointed with homie. We were told that we would be given $3900 credit without putting an additional 3% down and that we would keep our same interest rate. The credit was missing on all of our documents leading up to signing but Homie said not to worry it would be on there. Today while signing we were only given a $800 credit. I feel lied to and miss lead. We ehad the option to back out and loose everything or go forward without the credit. Homie had us between a rock and a hard place. I'll be sure to never recommend homie loans. It feels like they deliberately left the credit off and kept us in the dark until signing so that we wouldn't have the chance to say no. Yes they got us a great rate but I just can't recommend them. What else did they change last minute. How bad were we scewed long term. FOLLOW UP Johnny the CEO reached out to my wife 2 weeks ago and said that they were sorry and they wanted to make things right. We lost $3100 when our loan officer Michael lied to us and said we would get our credit and our lower interest rate. My wife said if you want to make things right we would like our $3100 that was lost. Johnny said let me talk to finance and that he would get back to us. We have heard nothing! I guess I'm not surprised. The worst part is that Michael keeps calling and texting trying to argue why he was right and we were wrong. Last night he tried pitting my wife and I against each other by saying my wife was wrong and miss understood and that is wasn't him but her!!! Are you kidding me!!! Hollow promises from the top down.

We had a great experience working with Homie Loans and the whole team. I wish we would have found them sooner. They saved us so much money. Special Kudos to Seth and Alex for helping us during every step of the process. Thank you!

For me, buying a house was 4 months of Hell. From searching, calculating mortgage payments, and scheduling tours, to making offers, getting pre-approved, and meeting deadlines. But the staff at Homie were able to make things work regardless of the obstacles. We ended up finding the house we wanted and got to see it within 3 hours. With that they do their best to be available and give you the time you need when you are looking. Their lending option has side by side rates, and had the best rates compared to 15 other lenders (quicken loans and two other lenders of my choice) which was surprising. They did require some follow up, but still completed the next steps just in time. Pro's The rebate helped with the closing costs (alot), and the advice, customer service, and friendly staff made the process much less stressful than it could've otherwise been. Con's The staff is qualified, but doesn't educate you on all of the smaller details for closing. So I would recommend reading up at least 10-25 hours on the different aspects of the home buying process, some helpful topics might include - (Financial) Pre Approval, Credit Check, Bank Statements, Pay stubs, Sourced income, Employment Verification, Interest Rate Locking, Loan Terms, Private Mortgage Insurance Expiration, W-2's, 1040's. (Agreement/Legal) Addendum's (write up's legal writing), Earnest Money, Home Inspection, Renegotiation, When do I get the Key's, When does Funding take place. Overall I would give them 5 stars for their level of care and concern for each hurdle in the home buying process. Best of luck out there!

My experience with Homie Loans was excellent! Sailiata Fano was not only very professional but compassionate as well to help me through the process. Everyone has their own story of why they need financial assistance. I felt comfortable sharing my situation with Sailiata. Aurora was so supportive and encouraging as I frequently was overwhelmed with doing tasks on the internet. She thinks outside the box to help resolve issues when I felt like giving up. She went the extra mile to help me. She was patient with all my questions and my lack of understanding in this digital age. They were both meticulous and thorough which gave me peace of mind to know everything was done properly so I didn’t have anything to worry about.

We are selling our house and got an offer from a Homie buyer with a preapproval letter. We excepted the offer and a week later the offer was pulled. Turns out that the buyers credit was never pulled but was issued a preapproval letter. We will be rejecting all Homie offers from now on.

Great experience working with Jason and Aroura at Homie Loans. They communicated well, found me a great rate, and had the best closing cost package from those I compared. I would definitely use them again.