Homestead Mortgage, LLC Meadow St, Agawam

Marc was great. Getting our mortgage was a breeze. He was a great communicator and kept us in the loop the whole time. We are so grateful for the experience we had with Homestead!

Jason and his team got me in my house in no time! As a first time home buyer, getting my mortgage was a huge concern. But they made it as easy as possible. I'll also say that they are very responsive-I'd write an email (usually forwarding one from my broker or lawyer) and would have a response very quickly. This made for a great experience. Thanks again Jason!

Trying to get a mortgage through a bank proved to be a HUGE hassle. My Husband and I were referred to Homestead Mortgage and the process was a breeze! Jason and his team helped us get a mortgage to purchase our dream home. I would HIGHLY recommend them. They are a personable, hardworking team that will get it done when others couldn't. Thanks guys!

We were going with another lender who approved our loan but due to debt to income limits they let us know that we would have to buy discount points to get the payment at the right amount. This would have added 3300 to our closing cost which were 6000 to begin with for a total of 9500. We decided to check with another lender to see if they could help us lower the closing cost and homestead approved us without those points added. Their estimate was the same 6000 at preapproved but without the extra fees for points so we decided to go with them. We let them know we wanted to be sure before we spend money on inspection that everything was looked at and to be thorough. They gave us the go ahead and said they would let us know if their were any problems before the inspection so we could cancel it and not waste money. Then after they had us pay for inspection and appraisal they gave us a new estimate which had a 850 dollar fee for loan origination. This was about 650 higher than the first estimates origination charge. Since this was still a lot less than other lender we proceeded and put in our notice to move with landlord. 15 days before closing at 9:30 at night they send us a new closing estimate which has origination fees of over 3200. Turns out they also needed to use discount points but instead of being honest about it they wait until we are so far in we can’t back out to confront us with these extra fees. Now we have to come up with the extra money or loose the home and we would be out the 1000 in inspection / appraisal fees we paid. Also you cannot take the appraisal you paid for to another lender if you decide to ditch them. They sound great until they get the hooks in then they confront you with the extras they knew about all along.

They are extremely good at what they do. Any questions that come up during the home buying process Jason and his team answer any questions. They even made quick videos for my wife and I because we both couldn’t go to meetings. I tell people every chance I get to go with the jean group.

I'm very satisfied to work out with this company to get the job done.