Homestead Funding Corp. Military Cutoff Rd, Wilmington

I am a former fortune 500 executive, author, professor, advisor to the secretary of interior, a governor and mayor of NYC, so I know something about customer service. Phil and his team are amazing. They go through incredible efforts to assist their clients and work to reduce the stress of their customers to make the process seamless. Phil returns every call, text and email on a timely basis. He addresses every need and concern as well as all the emotional trauma that goes with this process. He is an absolute gem to work with and I enthusiastically recommend him for your home financing needs. Phil and his team treated me like family. I have to say in all honesty, they far exceeded my expectations and their commitment to service excellence is second to none. What I also like is his honesty and integrity which are essential attributes in this business. As a former executive, Phil lives a philosophy that I strived to instill in all of my employees. Do not hesitate at all in doing business with Phil and his team.

Working with the Homestead Funding team was exceptionally great!! Phil and Deanna were amazing. They were fast, efficient, very communicative, and extremely easy to reach. They kindly and quickly responded to my many questions, were always willing to take a call and moved the entire process along very quickly and with excellence. They actually made the experience fun and without anxiety… which was a refreshing and welcome change from our previous experience with a Bank of America. Most importantly, they were genuinely looking out for us as to the best price/product and ability to comfortably take on this debt. I felt like they were family. Wonderful team - exceptional experience.

Working with Homestead Funding Corp. and especially Phil Cunningham was the easy mortgage I every received. Phil was exceptionally helpful and led me through the whole process. Dealing with a local mortgage company was far better than trying to qualify for a mortgage by using a national call center. I strongly recommend Homestead Funding Corp. and Phil Cunningham to anyone seeking to finance or refinance a home.

Phil and his team were amazing! They were extremely responsive, professional and were very patient waiting for repair negotiations with sellers prior to our home purchase. Phil and his team will definitely be our go-to lender in North Carolina for future purchases! Highly recommend!

Phil is wonderful to work with! His knowledge and experience is second to none! He is responsive and trustworthy. Deanna is just as great to work with. We hope to have Homestead help us again in the future.

Phil Cunningham made the entire mortgage process easier than I could have imagined. He was professional and helpful throughout. It's nice to have a real person to talk to when you have questions, and even better when it's it's same person each time. I cannot recommend Phil enough to anyone looking for a loan!

I cannot say enough good things about Homestead and more specifically, Phil Cunningham! I have owned four different homes so far and Phil has been my preferred lender. He is prompt and quick to action when he needs to be but is never pushy. I feel that he always takes my interests to heart when trying to find the right options for me. Even after I had become a pro at buying new homes, Phil was still always willing to answer my questions. His team is awesome too! They helped make sure the underwriter had everything they needed and guided me through the endless electronic signing of documents. Phil worked great with my Realtor too. I have personally referred two friends to Phil and they have nothing but good things to say as well! Phil is just a wonderful person all around!

We had a wonderful experience with Homestead Funding, specifically Phil Cunningham! He and his team went above and beyond and made our home buying experience a seamless and positive process. I would highly recommend Phil and the entire team!

Can’t give a higher recommendation for a lender! Phil and the entire staff made me feel like I was their only customer. Not only did they treat us well but Phil was clear from the beginning that if we could find a better deal that he would recommend we go with someone else. I would trust them with my money and recommend any day.

Phil was great to work with, simply the best home buying experience with a lender that I have ever had and this was the 4th house I have bought in the last 10 years. Phil was great in his communications, explanations, and quick turnarounds. I highly recommend Phil to anyone in the market.