Homeowners Financial Group Douglas Blvd, Roseville

Joe and his team are always there helping you out at each step along the way! They are quick and provide you with options to best fit your needs and wants. They were quick and fast in closing! Every time I reach out to joe, he is above and beyond and assist you in all your needs when refinancing, purchasing, those are my experience with Joe! I know he is also great with other housing services! Check him out!

We worked with Lauren Carter for our first home purchase and she was fantastic! Extremely professional, she worked hard to get us the best rate and deal for our situation, she communicated regularly and we were able to complete everything online. She made the process so easy that we were even able to close earlier than expected. She also referred us to the best homeowners insurance brokers to get the best deal and coverage we needed. I can't speak more highly of Lauren, I would recommend her to all my friends and family!

Randy Kershaw was incredibly kind, helpful, and patient throughout the entire loan process. We can't thank him enough for making our experience as easy and pleasant as possible.

Joe is friendly and easy to work with. I would recommend him to any new home buyer getting ready to purchase a new home or existing home. He makes the home buying experience AWESOME! Thank you JOE!

We had a little complicated mortgage loan approval process due to a number of businesses. There were a lot of documentation requirements. Joe's team was very professional and patience. We got our loan approved and would like to thank Joe. We will definitely use Joe again for our future purchases.

We really want to thank you and your team for your expert help throughout this process. You are the consummate professional and we truly appreciate you. You always make it work even when it seems bleak. You and your team are effective, fast, and efficient. Our refinance was easy and quick. When we work with you, we know we are in good hands. We will continue to recommend you!

Joe Siau was absolutely fantastic to work with. He is a real pro and his team is very fast. As a broker who does many real estate transactions a year, it's important to know you have a mortgage broker on your side who can problem solve and get the job done with the least amount of stress for our clients. Joe and his team provide that level of service! I can rest easy knowing he will take great care of our clients by providing excellent service and he will provide among the best rates in the business. Joe is awesome and I wholeheartedly recommend him for any one looking for a great lender. Alex Genigeorgis Broker, Owner Placer 1 Realty

Our experience in refinancing our home's mortgage thru Homeowners Financial Group could not have been any easier or a more pleasant process than it was in letting Joe Saiu and his incredibly competent team; Marina Wang and Alexandra Brown. Joe and his team helped make the process and escrow quick, reliable and painless. When an explanation was need or question arose they with their friendly expertise to assure and relieve any stress. This was no surprise as this is the second time we have turned our refinancing needs over to the good people at Homeowners Financial Group. We are satisfied customers who would extend a reference to our family and friends who are looking for a mortgage for a new home, or who are interested in refinancing. Joe Saiu and his Team at Homeowners Group, thank you so very much!

Homeowners Financial Group made the home loan process simple and straight forward and kept me on track every step of the way. As a first time home buyer, I was relatively unaware how complex the process is. Thankfully, Cynthia Farrell and HFG team walked me through every step in the process and now I proudly own my very own home. Thank you again!

Joe and his team are great to work with. Refinancing is a tedious process, lots of document preparation, and decision making. Joe was very patient and honest with us and addressed any concerns and questions promptly. His customer service is great, and we would definitely recommend him to our friends and families. Highly recommend!