Home State Bank Grant St, Crystal Lake

Home State Bank gave me a better rate than my current lender, and after 20+ years of personal banking with them, I trusted them and Nancy Howley to get the job done during this challenging time. Thank you!

After trying to secure a bridge loan from a competitor, which was not successful, we were directed to contact Barb Kelly for some assistance. Right from the 'get go' Barb was on the process to get us a bridge loan on the future 'home of our dreams' in Lakewood. Despite some setbacks with selling our former home in Bartlett, Barb was able to extend our bridge loan until we were eventually able to close on the Lakewood home on June 10, 2019 following the close on our previous home in Bartlett, IL.

Used Kathleen for my VA Mortgage, and would never think of using anyone else. She made the entire process streamlined & easy to understand. Will be telling anyone that is refinancing or buying a home to go with Kathleen.

We contacted this bank for information on a home mortgage loan. After we told them our income we never heard from them again even after e-mailing and leaving a voice message. We didn’t try any further than that and took our business elsewhere. We now have pre-approval from another bank who did not turn their noses up at us. The man we were in contact with was Kyle. Suggestion: If you people don’t want to do business with low income families, then you should post a disclaimer or notice on your website, “We will not give the time of day to hardworking people who, even though they have a low income, manage their money well and scrimped and saved for three years after college to put a respectable down payment on a house that they know they can afford. Please go to another bank that will review your information more thoroughly and give you a fair judgment based on your credit worthiness.” You know, we make less than most people but we live within our means and so we never put ourselves in a financially tight spot. And we have been planning for this for three years both mentally and financially. We have enough money saved up to pay for a 20% down payment and a year’s worth of mortgage payments. Needless to say, I was very shocked at the treatment we received and disgusted with myself for choosing to contact this bank. To everyone else who is looking to buy a home- good luck.

Barb took the time to walk me through my refinancing and answered any questions I had for her. She is so easy to work with and always got back to you promptly when I needed to talk to her. I highly recommend her.

Barb has done several transactions for us. She is very knowledgeable, organized and communicates well. She takes good care of us!

Bob Gouwens handled my refi. i had no problems throughout the process. if you want a non-nonsense, honest mortgage professional call Bob. If you don't call Lending Bush. Then call Bob after you're frustrated!

Anna DelVecchio Okon was very helpful in the home buying process. If you have a question, she has an answer. Very knowledgeable, Responsive, kind, friendly. Overall very pleasant to work with.

Nancy Howley did a great job in helping me purchase my home. Nancy was always quick to answer my questions and put my concerns at ease. Great experience.

Luke is the absolute best. He was helpful, patient, thorough, and answered all my questions. He ensures that you are getting the best loan and rates possible. I highly recommend using Luke when purchasing a home.