Holy Rosary Credit Union (HRCU) NH, Farmington

I don't actually use this bank. But my mother does. She always seems very satisfied!

Don't bother applying for a loan here......I tried to refinance my 2020 toyota corolla with 50k miles, which I only owe $12,300 on and they denied me stating too short credit history when my credit dates back to 2004 when I paid off student loans and then had multiple credit cards, multiple auto loans over the years which were all paid in full and multiple personal loans....I have at least 17 years of payment history and I've worked at my job for over 14 years.......I've had on-time payments for 33 months in a row......and the only negative items on my credit report were a few credit card chargeoffs that happened when I first became chronically ill..and some small medical collections..but that was over 4 years ago and I haven't been late on anything since......my monthly income is very substantial and my dti is extremely low. There's no reason this should have been denied period. You are treating this like I'm applying for an unsecured loan......this is a secured loan for God's sakes and I probably have quite a bit of positive equity in my vehicle but they didn't even bother looking into that. ..NICE! YOUR LOAN OFFICERS NEED TRAINING!

Very friendly service and decent services.