Heritage Financial, Inc. Admiral Cochrane Dr, Annapolis

Working with Kyle was great, best experience with a loan officer ever. There were no issues during the whole process, it was quick and easy and he was an excellent guide through it all. Because of his advice I was able to get a much lower rate than I thought possible and locked in my rate at the best possible time. Also, since Kyle is a broker I was able to shop and compare multiple lenders and find the one that best suited my situation, unlike my bank who I previously used. Most of all, I was treated like a person, not just another client.

Our realtor referred us to Tina Herold-Byrd. We were first-time homebuyers and new to everything. I was worried that I couldn't find many reviews of Heritage Financial, and in general we had no idea what we were doing. I am so thankful we found this brokerage - Tina was instrumental into getting us into a home with a great deal, and her advice and guidance through the process was absolutely invaluable. Most importantly, she was patient with us as first-time homebuyers, answering all of our questions and sharing years of expertise. If you've been referred to Heritage by your realtor, fear not, you are in great hands. January 2020

We were refereed to Tina Herold-Byrd by our real-estate agent and we were not disappointed. Tina went out of her way to make sure we understood everything. I would recommend her to anyone that needed a home loan! Thank you Tina for the excellent service!