Hepzibah Dahl - Mortgage Advisor Rio Del Mar Blvd, Aptos

Our family can't say enough about how wonderful it was to work with Hepzibah and the whole team at Dahl Mortgage! We would highly recommend her as well as use her again down the road. The entire team was very professional and made sure we understood all the different options and what was going on. They never seemed bothered by our endless questions and variations to options which really made us feel like we were part of team and well taken care of through the entire process.

It was a pleasure to work with Hepzibah when we refinanced our home loan. We had refinanced previously and it was an extremely stressful experience. With Hepzibah, we didn’t have to worry or stress about anything. Our loan process progressed smoothly and quickly. We were able to borrow the amount we wanted for the length of time we wanted and got an awesome interest rate. We would recommend her business to anyone who is in the market to refinance their home wholeheartedly!

Hepzibah is the absolute best! My husband and I had purchased our first home a year prior to working with her and we were able to refinance our home with an amazing deal. We did all of this in the middle of expecting our first baby, by the time he was born we were debt free from credit cards and vehicle financing. We had no idea where to begin refinancing our house but it only took one call to put all of our worries at ease, she answered all of our questions and the rest of the process was just as easy. She is extremely reliable and kept us informed at every step, it felt as if all we had to do was sit back and see the money come in. Thank you Hepzibah, can't wait to work with you again!

By far the simplest refinance I have done! Loved the process so much I’ve referred 3 friends. Hepzibah was able to lower my interest rate a full percentage when other lenders told me it wasn’t possible! Seamless the whole way through down to the most professional notary I have experienced too! I highly recommend Hepzibah and her entire tram!!!

Hepzibah and the Dahl Mortgage Team are fantastic. They are responsive, honest, patient, and positive. Hepzibah has been doing this for over a decade and has extensive knowledge in mortgage and loans. Being a first-time home buyer, we relied heavily on Hepzibah’s coordination with our realtors and the title company to collaborate and make the long purchasing process smooth and stress-free for us. We have friends who recently bought homes in Santa Cruz county and had a more difficult experience with different mortgage groups. With Dahl Mortgage, we felt like we were in good hands and did not worry. Since purchasing our house we have attended Hepzibah’s fun customer appreciation events (margaritas and tacos on the beach) where we connected with other clients who are also happy. Thanks Hepzibah!

Hepzibah and her team were excellent guides in our refinancing process. She found us a great interest rate just before national rates increased, and she kept our costs to a minimum. Her team was great with explaining the fees and the process. They were even available for a last-minute phone call when we were signing with the notary. Fantastic service!

We have refinanced a few times in the past and my experience with Dahl Mortgage far exceeded my expectations. The entire process was thorough, quick and easy. I was informed of every step along the way; I always knew what phase of the process I was in without having to ask. Thank you Dahl Mortgage team! I highly recommend you.

Dahl Mortgage took care of our initial loan when we first purchased our home and recently we also went through a refi with them. Hepzibah, Jamie, and the rest of their team are awesome. They keep the process as stress-free as possible and always make sure you’re comfortable and taken care of. Highly recommend Dahl Mortgage for any of your lending needs, I will be a lifelong customer. Thank you to everyone at Dahl Mortgage.

To put it concisely, Hepzibah is the BEST. Even if you think you can't qualify for a loan she will get you the best possible mortgage at the best possible rate. She always has plan A, B and C ready to go. She and her team are punctual and efficient and truly a pleasure to work with. That being said, the highest praise I can offer is that she got me into my dream home when no one else would even consider us. Truly a legend.

My house loan was only under my husband's name. When my husband died I was afraid of losing my home and the bank taking over. Hephzibah was super great helping me refinance my house over to my name, and even help lower the interest rate. She was very kind and helpful reassuring me that everything was going to be fine. She was the right person to help me during a stressful time of my life. I will be calling her again in the future when my credit score gets better and interest rates are down again.