Golden Financial Services Debt Settlement Corporation Poplar St, Cornwall

Golden Financial Services is an outstanding company. They helped me get from almost filing for bankruptcy, to being completely debt free and most of the negative items were removed from my credit (including old collections from when I was in college). The program is not yet finished but so far they are doing an amazing job.

I joined a debt settlement program with another debt settlement company and ended up getting no results. So six months in I decided to cancel and then found Golden Financial Services at the BBB. Within 2 months I started receiving letters from the credit bureaus indicating two old collections were removed from my credit. Within 1 year, so currently today, 6 out of 9 credit cards have been either settled and paid or were proven invalid and removed from my credit. It's a miracle what these guys do over there and I could not be more thankful.

Golden Financial Services was a company that I followed for many years on Facebook and Youtube because of the free financial education they regularly share. Unfortunately, I lost my income many years back and could no longer afford to pay my credit card bills. So I went ahead and signed up for the debt relief program and wow, I did not expect things to go as well as they did, as even Golden Financial will tell you themselves to expect negative credit over the first year and there is a chance creditors could issue a summons after you stop paying your credit cards. My credit score went down some over the first year, but it was already pretty low after I had to stop paying my cards initially. So the entire process made me very nervous in the beginning, but with the level of transparency and constant updates that they provided me each step of the way, I could not be happier. I'm much more educated now on the process (Especially Thanks to Jenny, Rick and Evan for always taking my calls and being available to explain answers to my questions). So far, 5 out of 6 of my creditors could not validate the debt so only one account had to get settled and the rest were "legally invalidated" as they explained it, meaning, I don't have to pay the invalidated debts. The account that was settled was for around $4200, and the balance was close to $8K originally. So the best part about the program is the fact that today I checked my credit and most of these invalidated debts are no longer showing, which is helping me rebuild my credit score. And the program's not even over completely. Anyways, obviously don't use a program if you can stay current on your account payments, but if you're struggling to pay debt this is the program to go with.

I highly recommend this company even though I am just starting so far I have had a great experience. I first started speaking with Wesley he has been a godsend he gave me a lot of insight to things I was not aware of he made me feel at ease as to signing up with this company. Being the first time I had to do something like this I was scared and nervous and Wesly put me at ease a helped me to feel that I did the right thing, so if anybody is not sure if they should do this get in contact with Golden Financial you will be glad you did. Again Wes thank you so much for your help.

Golden Financial Services was able to resolve all of my credit card and student loan debt with their program, and then was able to clear my credit report of all derogatory marks. And not only that, they were able to get new positive credit established on my credit report with their guaranteed installment loan agreement that they have in place with the bank. So essentially, during the early program months your credit is suffering, during the first year of the program is when the negative occurs, but then they have a plan in place for the second year of the program where its all about improving your credit. This is an amazing company and I recommend them to anyone with debt problems because they can change your future. I thought my future was looking real dark after getting rejected when trying to buy a home due to some old medical bills on my credit and high credit card debt. My negative luck has quickly changed, only about 20 months later, where now I am debt free and my credit score is back close to 700. What's great is how Golden Financial was able to hook me up with an installment loan for the purpose of getting my credit score up, this is really cool about their program. When your credit is shot and nobody else will issue you a loan, they get it approved so you can rebuild your credit with ease, due to some deal they have with the bank. See, to build your credit score I recently learned that you need to do more than just get rid of your debt, you also have to establish new credit, so all this is given to you at Golden Financial.

I am new to the program and was fortunate to speak to Rick Sorrentino. He is very knowledgeable, honest and informative, and was able to place me in the program that is most appropriate to resolve my financial issues. He shows kindness and understanding about my financial situation and advises accordingly. This company comes highly recommended for NYorkers in debt by the BBB & Chamber of Commerce etc. I thank GOD for putting Rick in place to assist us. He is prompt in responding to my inquiries via email or phone. I would recommend Golden Financial and Rick Sorrentino to others who wish to be debt-free and need professional & understanding assistance.

Awesome debt assistance company. I actually stumbled across their office when visiting a lawyer in California. The Bankruptcy attorney tried selling me on Chapter 13 Bk which would have cost me more than Golden Finacials program. With Golden Financials program I had two debts resolved already and saw 6 negative marks fall off my credit. I had over 16,000 in federal loans consolidated and Paid in full. I feel my life is back on track. Thank you Wes in the Cali office and Diane in customer service in Maryland.

I am just getting started and very excited for the journey. James Bond has answered all my questions and explained the process very well. James went over all the information in a way that I actually understood what to expect and what was expected on my part. It has been a good experience so far and James is a great guy!!! Very professional and educated in his field.

Mr. Sorrentino gave honesty when I needed it. His integrity is beyond reproach. No one other person put my needs first. He did.

Rick was honest, knowledgable and helpful throughout our many conversations. He was empathetic to my situation and directed me to the best was to resolve my financial issues. He always took my calls or called back right away if he was on the phone and followed up exactly when he said he would. I could not have had a better experience and would recommend this company and Rick Sorrento to anyone who needs assistance in making decisions regarding their financial future.