Golden Coast Funding Via, Rancho Santa Fe

Scott is a lending guru! He gets the job done on time every time and quite often he is able to wrap up a loan early. He is extremely professional and responsive. He returns calls, emails and text darn near immediately. Scott is a great asset to all Realtors needing a GREAT lender. I cannot recommend him highly enough.

As an agent representing buyers in this highly competitive market (honestly, any market!), you need a team that can help get your clients’ offers accepted. Scott and his team do all of the things we expect a lender to do, but their experience, service and strategy help me write very strong offers and have the most beautiful escrows. They can get loans approved and closed quickly-not just on time but early! They have earned a reputation with agents that’s so stellar, it can help an offer get noticed by a listing agent and accepted by a seller. When I’m working with Scott and his team, I can relax and do my job knowing that they will hit it out of the park on their end. I can’t say enough good things about them!

Scott was an amazing advocate for us when purchasing our forever home. He was diligent, professional, personable, and made us feel heard and valued. Working hand-in-hand with our RE agent, he navigated a complex purchase that had multiple sellers and attorneys (probate sale). I firmly believe that without Scott we wouldn't be in our home. Thank you, Scott!

I was VERY impressed with Scott. Having many homes and Mortgages over my lifetime, Scott was simply THE BEST I have ever worked with! Anyone considering a new mortgage or RE-FI, don't waste your time looking elsewhere, call Scott. I "heard" he was really good. I experienced EXCELLENCE! Thanks Scott!

Golden Cost Funding Mortgage Broker and Scott Swartz did a fantastic job helping myself to purchase our first home. We're in a bit of time crunch, but none issue for Scott, he handled it like a pro to get me the best rates and met the timeline. I couldn't ask for anything more, as he went out of his way at times to accommodate my busy schedule to get things done. What a great team at Golden Cost Funding with Scott leading the way.

My wife and I were referred to work with Scott Swartz and Golden Coast Funding when we started searching for a home. Scott was always very good at communicating all information (since we were first time buyers) and he was able to make the process very easy for us. Early on we submitted our information and conversations with Scott allowed us to make the best decision for our current life situation. When we finally found a home to have our offer accepted Scott worked very diligently to get us through the full approval process smoothly. We were able to receive same day approval and we were cleared to close in 10 days! Through the final closing we always had an open line to Scott and it really made us feel comfortable with the process. This is very important considering how hectic the real estate market is at this current time. My wife and I are very appreciative of Scott and his team at Golden Coast Funding and would highly recommend them!

Josh Papazis is absolutely a rockstar. I initially had to cross qualify with him for a property I was interested that didn’t work out, but few weeks later he called me and gave me a rate that was substantially lower than what I was offered by others. He is extremely responsive and really take care of his customers. He really knows his stuff and is 100% dedicated to provide the best customer service to his clients. Thank you Josh for everything you did for me and being so proactive, professional, friendly and amazing!

I can highly recommend Sina Shirazi for helping my family obtain purchasing for our wonderful new home. He and his team at Golden Coast Funding made a complex process very efficient and understandable. They were always professional and supportive all along the way. With the competitive nature of the housing market in San Diego area, Sina helped us present our situation in the very best light possible, making adjustments as needed. His pre-approval process and gathering of all the necessary documents in advance made the final closing fast and easy. You can now stop your search for the best financing experience that you will ever have!

Scott and his team were nothing short of stellar for us. Every question we had, every bump in the road, they were there quickly and competently. Scott was patient and took his time to explain everything we asked about, multiple times in some cases. We were in over our heads in the home buying process, but you wouldn’t have known it based on the absolute pros we had on our side. I could not be more grateful for Scott and everyone who helped along the way. This review is being written from our dream home because of them. We will happily recommend them to anyone who will listen from here on out!

We worked with Josh Papazis on a recent transaction and were very impressed by his open communication, attention to detail, and keeping to aggressive timelines. We would be happy to do another deal with Josh in the future.