Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489 Del Paso Rd, Sacramento

I would like to acknowledge the exceptional service that I received during the new home financing process. It was my first home buying experience and Cameron Villa helped to make the transaction as smooth as it can be. Cam is an exceptional mortgage broker who gave me the best loan offer that I was able to shop around for. Cam's professionalism and knowledge of the industry was truly appreciated. Cam went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. His eagerness to help his clients through this often complicated process is a wonderful asset to anyone who works with him. He was always available to answer all of my questions and boy, did I have a lot of questions for him. I have and will continue to recommend him and his team in the future.

As first time homebuyers, we were nervous entering this journey but Cam’s team helped us every step of the way. They elaborate and answer any questions your have and have a very quick response time, which ensures that you feel supported throughout the process. They are definitely first time homebuyer friendly! We appreciate all the work done to get us this house and close escrow under 21 days. We would definitely recommend GB Mortgage to any potential homebuyer.

I would like to thank the team at Golden Bay Mortgage Group, for successfully helping me obtain home ownership. It was a journey and I learned many new things throught this process from each and every one of you! It's been a pleasure working with you all and I look forward to working with you all in the future. Thank you again for your time, dedication, and great service. You were all wonderful!

We just closed on a home and couldn’t be happier with the service we received from Cam Villa and his whole team at GBM. They were super responsive, extremely knowledgeable, and closed our loan at warp speed (two weeks early)!

GBMG is the most professional, knowledgeable, and dedicated finance company that I've ever worked with! They've managed to not just convince the seller that they'll be able to close in under three weeks through the Christmas weekend but also deliver on their promise by working through every weekend and overtime! Had absolute pleasure working with them and definitely delighted with the results!

GBM helped make the buying process super easy. The process was perfect and the provided excellent customer service. You’ll really appreciate their service, especially if there are some hiccups with the sellers. I recommend them for anyone looking to finance their home purchase.

I was referred to GB Mortgage by a close friend, he knew Rene and his team wouldn’t let me down. From the first day they were responsive, informative, and realistic. All of these together led to me being able to find the perfect home for this time of my life. I’m completely happy and plan on using GB Mortgage in the future. Job well done. Blessings!

The Golden Bay was amazing. So easy to work with and professional. Excellent communication throughout the process!

Bought my 1st house NO MONEY OUT OF POCKET!! All due to the wonderful loan preparation, submission and management of Golden Bay Mortgage Group. It was great to work closely with Rene Jacques, from day 1 he provided great information and education about rates, loan options and future mortgage opportunities. It's amazing to conduct such a large transaction and never meet in person, throughout the process Rene provided quick responses, answered all my calls and provided additional information when I had questions about the market. What I really appreciated most was his transparency about the loan throughout the process. He provided me with 3 estimates showing the difference in my mortgage depending on the rate I would choose, he always said that he wanted me to have a full understanding of the process and where the numbers came from so that I could make the best choice for my family. I feel great about my loan because I know my numbers! The team did a great job working with the bank to satisfy all conditions of my application. I currently work in the Bay Area, in purchasing in Sacramento the bank wanted to know my employment plan, Rene did a great job providing required documentation and advocating for my approval. As my nerves began to bubble up Rene and Cam Villa did a great job communicating the next steps of the loan process. I knew the time of submission, I knew when the inspection was completed, I knew when my loan was approved, I got an email way after 5:00 pm congratulating me and a phone call the next day before 8:30 am to discuss next steps. I'm not sure if this team ever sleeps and they don't wait around to get thing done. To top it all off I used a VA Loan which can be particular, Rene did a great job managing this process and providing education so that I was fully informed of the benefits. I really could not have dreamed of a better experience and it really is a dream come true! They really did do all the hard work, I just had to sign the documents

Worked with Rene and his team on the refinance of our house. From start to finish, they were extremely professional and did not put anything above customer service. Specifically, Joe Kelley and Rene kept us informed at every step and made certain we understood what to expect. We set out an ambitious goal for Rene to help with a quick close so we could relax and enjoy the holidays. There were a couple of unexpected road bumps along the way, not through any fault of GB Mortgage Group, Joe went above and beyond by offering his suggestion on the best course of action to take. This has been, by far, the best home loan/refinance experience we have ever been through. I would not hesitate to recommend Rene, Joe and the team at GB Mortgage Group to any of my family and friends!