GEM Mortgage 12th St, Palmdale

I have worked with Pat Mulvey for multiple loans over several years. I recommend her to anyone I hear is buying a home. She has always been upfront and realistic with my options, this is something I sincerely appreciate.

Working with Pat Mulvey is an absolute pleasure. She always goes above and beyond for her clients. This is the third time she has helped me. She helped me with my first home and 2 refinances and every time the process has gone smooth. She is very informative and answered all of my questions. I'm grateful for her, she is trustworthy and there was never any doubt that she is always there to protect my best interests at all times before, during and after the entire process. Thank you so much Pat for all your hard work, patience and dedication.

Pat is amazing! Friendly, responsive. She did our original loan over 10 years ago. She was amazing then and she is amazing now. We were looking into a Refi and my husband was not secure about contacting thru internet do I said what about Pat at GEM highly recommend

Pat is very competent and professional and makes the whole process so much easier. She is incredibly sweet and diligent in follow up. Not only have I gotten my offers accepted because she is the one doing the buyers loan but my buyers always rave about how great she was to work with.

I was referred to Pat through a friend that has used her previously for home financing and couldn’t be more happy! Firstly, Pat is a true professional and very friendly. Her positive personality always seemed to come with good news. She is a true professional! She did everything she said she would. She was always prepared and really helped us navigate this crazy market we are in now (1st qtr 2021). Pat was also willing to run the numbers for us as we kept changing our filters. We were out of town buyers and she was able to make the whole process seem as we were right there with her. I highly recommend using Pat & GEM Mortgage for all thing related to home financing!!

What an amazing experience. This was my second time purchasing a home through Gem Mortgage and working with Pat. She was great from start to finish! Very trust worthy and honest. If your looking to buy a home, stop by Gem Mortgage 💎! Thanks again Pat! ❤

Pat was amazing to work with. She helped us every step of the way and was always available to answer any questions we had...and we probably had way too many. She made the whole process quick and easy. The rest of the office was great as well. Can’t recommend this place highly enough!

If you want someone who is in it to help you, go with Pat at GEM mortgage. She was with us every step of the way and always double checked to make sure we got the right mortgage or refinance at the right time. She is incredibly knowledgeable and she's and the office staff have always been so welcoming and genuine. It's so rare to find all this in one place.

I was referred to Pat and I am truly thankful. I never felt like I was on a list of things to do. She took her time and was always in communication. She made sure I was in a good position financially and made me feel confident with my transaction. I would refer everyone to her because I know they will be in good hands.

This was my first time working with Tiffany at Gem Mortgage but my second loan experience. Tiffany was extremely professional, she was in every detail making sure I didn't miss anything that could possibly create issues in the process. If I need to compare my experiences I could say that it was like day and night between them. I highly recommend Tiffany!