GEM Mortgage Penn St, Whittier

I contacted Joe last year to start my process to see if I qualified to buy a home. Joe quickly connected me to his team so I can turn in everything he requested. The entire time I worked along side with Joe and Daniel up until the very last day. The entire process itself took us less than 3 months to approve me, find a home and finalize transaction. For it being the 1st time buying a home I had the most pleasant experience. Joe and Daniel helped me along the way, always answered all my questions and concerns. I'm super happy with the GEM company and the entire team. Thank you so much for making my dream come true! We will definitely work together again in the future.

So happy I went with Joe Miranda at Gem Mortgage . Joe was super professional , knowledgeable and explained everything very thoroughly. I recently just purchased my first home and working with Joe was amazing . Also, Anna was very helpful during the whole process too. She explained all the documentation I needed to provided , which was a lot but it never felt overwhelming. I highly recommend Gem Mortgage with Joe Miranda. With so many Mortgage companies out there it feels good to go with someone you can trust through the whole process.

Excellent service, staff is always pleasant and helpful. I’ve returned to Joe Miranda for all my home loan needs for the past 23 years, 5 out of 6 loans he was able to offer better terms and answered every question I had lol and I had many, they really walked me through understanding a mortgage loan 23 years ago and I’m always very thankful.

Buying a home is very stressful but Daniel and his team made the process as straightforward and simple as possible. Daniel was really patient with me answering all of my questions as a first time home buyer, highly recommended!

The entire staff that I know of, Joe, Danny, Anna, et. al. are very attentive and go the extra mile to answer all your questions, process documents and accelerate the process. We highly recommend using GEM Mortgage.

Danny was a pleasure to work with. Very professional and always prompt with his responses and it honestly was the quickest refi we have done 🤗

Joe and his Whittier office have always been professional, informative, friendly and work quickly to complete your transaction. That is exactly why I am a repeat customer.