Frazier Mortgage Team Powered By Easy Low Rate Oakland Blvd, Walnut Creek

In 2021, we did our Mortgage Refinancing through Frazier Mortgage Team. We had a great experience working with James Frazier and his wonderful team. First of all, after checking with multiple Banks and Brokers, we found that James could give us the lowest Rate of Interest at Zero Cost to me. Unlike few other brokers James is honest, transparent, and doesn't push you to do the Refinancing though him. Before locking the rate, he said me clearly that if I can get better deal anywhere else I can simply walk-out without any liability. I like this attitude and politeness. He never got frustrated when I asked him hundreds of questions, and always answered my phone/text in timely manner. Then during the Refinancing paperwork and processing, I had wonderful experience working with Noel Frazier (James' son), Kim and Jessica. They explained me everything clearly and made the documentation process simple. Finally, they were able to close by Refinancing quickly within 21 days when other broker were taking more than a month and Banks were taking 45 - 60 days to close. I am 100% satisfied working with Frazier Mortgage Team and give them 5 out to 5 Rating.

I am so thankful for James and his entire team! James honesty, dedication and professionalism is unmatched! I believe James understood what I was trying to accomplish, the resources I had available and really had my best interest. I shopped around with other brokers and banks but Easy Low Rate was the best overall. Purchasing your first home can be extremely overwhelming but James was very patience with me and spent a lot of time ensuring that I was comfortable with my loan. I never felt like some random client, the entire team definitely made me feel like family. I am so grateful for the Frazier team and if I had to do it all over again, without a doubt I would choose Easy Low Rates! A special thank you to Noel!! I appreciate Noel for being transparent, consistent and all of his words of encouragement. Jessica and Kim, I can’t thank you ladies enough!! Thank you all

We closed on our “forever” “retirement” home, a lake house. Wow 🤩 It literally just fell in our laps. This was totally meant to be. Everything happened so quickly. Our realtor called & said I got a lake home with all your requirements. Long story short. Offer accepted & our home loan process was in motion. Closed in 21 days. From James & Noel’s knowledge & thoroughness to the underwriting process with Kim….Excellent & personable. They all made me feel like their #1 client and were with me & my husband every step of the way to closing. We also had a great deal & laid out all our options. Thank you Frazier Team for the most seamless home transaction we’ve ever been through. I HIGHLY recommend Noel & James for all your home loan needs.

So far I worked 2 times to service my loan with the Frazier Mortgage team. James, Noel, and their entire team were very very helpful. They were always available to discuss any mortgage related questions and after researching a lot, I found out that they are the best and no other mortgage companies are as friendly and serviceable as them. All the documentation and processes were very accurate and smooth to close the deal on time. I am also looking forward to working with them for any mortgage service in coming years. I always recommend the Frazier Mortgage team to all my friends, family and also highly recommend them to you! Thank you James, Noel and the entire team for helping us and for your wonderful and honest service!!

I have worked with James Frazier at Easy Low Rate home loans twice now. I went back, because he has the best rates. I always get 3 quotes on anything, he had the best rate. James honored his commitments when a misunderstanding occurred about multiple properties. He was a stand up kind of guy in the situation. Thanks you,

Noel came through with two refi's with flying colors. Not every escrow goes smoothly, underwriting can be a real pain... Asking for information multiple times, loosing information, etc. All of this well beyond the control of the loan broker. BUT... I was pleased when my rate lock was extended because of underwriting delays at no expense to us. I have recommended Frazier Mortgage to my friends.

The Frazier team are rockstars. They were patient with me and by my side every step of the way in ensuring that the loan process was as seamless as possible. They are very knowledgeable in what they do. They were able to close my loan within a month. I couldn’t have asked for a better team to help me purchase my first home. Highly recommend!

James and his team From start to finish of the refinance process were incredible. His main objective and mine was finding a lender with the lowest interest rate and no fees. James spent many hours on my loan and accomplished our goal finding the lowest interest rate and no fees. When you choose James Frazier and Easy low Rate he treats you like family and his only objective is to make sure your 100 % satisfied with his company and your loan . I was so happy with James and his company I had my daughter refinance both her houses with Easy Low Rate. My daughter said she will only use James and his company for all future loan needs. You get the impression that James doesn’t care if he makes money off the loan he just wants you to be 100% satisfied with your loan and his company . If I could give James 6 stars I would!

Honestly, James Frazier and his people are solid. I’ve done 2 refinances with them and there were no problems. The second time I changed my mind about the way the mortgage was structured and wanted to cancel the transaction completely—just changed my mind. They found a way to make it work another way and at a much lower rate than initially expected. The Frazier Mortgage team consistently save myself and others I know that are their customers money. If you’re looking for a mortgage broker that will work hard for your business, this is the place to go.

James, Noel, and the entire team were helpful and a breeze to work with. We closed on our first home in LESS THAN THREE WEEKS because they were on top of everything! I can’t recommend Easy Low Rate enough. In this market, buying a house was stressful at times — but having these brokers on our team made the mortgage process as painless as possible.