First National Bank E Main St, Jefferson

I only use my debit card. So, how can you overdraft your checking account? Any normal person would think that if there's insufficient funds, the card would be declined, right? Not with these crooks. They'll accept the charge, knowing it's going to put you a couple dollars in the hole, then, after charging you their $37 (!!!!) overdraft fee, they will decline the charge, refund whatever the charge was to your account, but still keep their overdraft fee, so now you're in the hole and the vendor doesn't get paid. Add to this their $20 incoming wire transfer fee, fees for this and fees for that, they're almost as bad as Wells Fargo for screwing over their customers. Definitely dropping first national Bank the first chance I get andn switching everything over to life store, business and personal.

I have had a very good experience with the branch beside Food Lion. Everybody has always been very helpful and friendly. I just wish that they would at least have their drive thru open on Saturdays.