First Commonwealth Mortgage Shelbyville Rd, Louisville

My loan officer is Derik Pedley. Derik is the most professional loan officer I have ever dealt with. He always responded to my questions almost immediately. He made my loan process quick and easy and made me feel at ease about the whole process. I would recommend him to everyone. Thanks alot Derik

I had an opportunity to work with Derik Pedley on the refinance of our home in which the process was without a doubt easy. I was working out of town at the time, Derik provided support and guidance throughout the refi process. He was able to keep me update and ensured a timely closing.. THANKS Derik!!!

I highly recommend Chris Joly. He helped us refinance our home. He kept a close eye on the mortgage rates and emailed us frequently with updates and when to lock in at an excellent rate. He continued to communicate frequently with us, and I appreciated his time and effort.

Joe Abell did an absolutely superb job guiding us through the process. He was responsive, knowledgeable and very professional. I would highly recommend asking for him by-name if a superior experience is what you’re looking for!

Super fast and great communication! My Loan officer Jason Parker worked on the weekend to get my loan completed. As an investor, I’m so happy to find them!

We worked with Braian Da Silva for our pre-approval, approval, and closing process. Braian was professional, timely, and knowledgeable of everything required in the entire process. Excellent experience. Highly recommend working with Braian, and First Commonwealth Mortgage.

First commonwealth Mortgage Shaun Corbett NMLS 7407 I have been renting a house to a very nice lady and decided to sell the property to her last year. She contacted First Commonwealth Mortgage Company and was pre-approved in early October 2020. I signed a sales contract on October 17, 2020 and anticipated closing the deal 30-45 days later. I looked forward to closing before Christmas, but December came with delay after delay. January looked more promising but also offered multiple delays. It is now February 26th and still no closing date in sight. If you are thinking about using this mortgage company heed this warning. If you are seeking a professional, organized total quality managed financial services organizations, First Commonwealth Mortgage, probably should not be at the top of your list. One excuse after another: (1) I’m in a meeting and will call you back (don’t hold your breath) (2) The person handling the loan is unavailable. (3) We should close before Christmas (4) We should close before New Years (5) We need the buyer to purchase additional insurance. (6) We need an updated bank statement (7) The assessor inspected the house based on the wrong loan criteria and will need to inspect the property again. (8)The lender handling the loan is trapped in the winter storm in Texas. (9)The agent in the underwriter’s office has been out and another agent is working on the loan. (10)The underwriter has the loan package and should issue a decision tomorrow. (11) I will call you tomorrow after I speak to the underwriter. (12) there is now a problem with the borrowers debt to credit ratio (13) now there a problem with the borrowers income verification. (14) February 26th-loans needs to be reviewed by upper management (15) March 1st- IRS transcripts needs to be reviewed (16) The applicant has an issue with the IRS and the loan has been denied. (Loan was originally approved in October 2020) I am extremely disappointed in the process and this company. This is the home buyer’s first attempt at home ownership and I am sure she is overwhelmed and discouraged at this point. This company has welcomed borrowers with credit challenges and have failed miserably in this case. This company has failed to manage the one on one personal service for this borrower. In any case, these results are less than desirable. I can only speak to the results In this case, but hope that others have had a more positive result. Four months later, no closing date, no loan.... what a total waste of time! This application was mismanaged from the beginning. Micheal T Williams I am a primary owner of the sale property with intricate knowledge and details of this botched transaction. It was the mortgage brokers responsibility to guild this buyer through the process. If the buyer submitted contradictory documents, it should not have taken these fraud prevention mortgage professionals four months to identify the inaccuracies.

I had an excellent experience working with Amy Baxter from start to finish on a home we purchased. She always made time to meet with me and answer my questions. She was clear in communicating all my options but also helped provide recommendations based on my situation. I also shopped around and their rates/fees seemed very competitive. Overall, I'm very happy with Amy and First Commonwealth Mortgage and would highly recommend them!

Working with Derik Pedley proved to be an overall pleasant experience. His professionalism and efficiency were immediately obvious. Derik made what can often times a frustrating paperwork headache a very pleasant experience. I highly recommend him to for those in need of financial services.

We had a truly great experience dealing with Shaun Corbett. He was extremely helpful, very proactive and a great communicator in keeping us informed of the progress. Would Highly recommend him if anyone is looking to refinance.