First Commerce Financial - NMLS #137512 - Florida International Pl, Lakewood Ranch

My husband and I had an excellent experience working with the team here for our home refinance! We would absolutely recommend them to anyone and everyone! Very professional and very helpful through the entire process!

Ken and the whole team at First Commerce Financial are a definition of true professionals! They are very knowledgeable and always provided clear expectations in each step of the loan process. Ken works hard on your behalf and keeps in constant communication throughout the process. He is an excellent communicator and was available really anytime I needed to get in touch with him. He made the loan process so painless and I can promise you that you won’t be disappointed!

Working with Kirk and his team at First Commerce Financial was the best. My biggest request from anyone is communication. They are top of the line when it comes to communicating! They never left me wondering what was going on! Customer service is awesome. Cant wait to be able to work with them again on another deal!

I just bought my first home and had nothing but a smooth, relaxing experience! They explained everything thoroughly and followed up to ensure I had the documents needed to continue my process in a timely manner. I’d definitely chose First Commerce in the future!

First Commerce provided excellent service and kept me informed thru the entire refi process. They took the time to review my situation and offered various refi options to meet our financial goals. E-signing of the documents proved efficient, we were able to close in the comfort of our home and there were no surprises at closing. The entire process only took 3 weeks. I highly recommend First Commerce for any mortgage needs. I especially like the brownies they sent to the house!!

Admittedly I was unsure of not utilizing the local bank or "As seen on TV" lending company of the week. Through shear luck of a random Facebook post, I called Kirk to investigate this company. Within minutes I was comfortable and gaining knowledge about what to expect about the steps to secure a loan for my future home. I cannot express enough that all my lending fears were quickly suppressed from the entire First Commerce Financial team. Ken, Kirk, Dan, Steve, and the entire team were top-notch on their delivery. I mention so many names because you will not believe the incredible follow up and follow through from this staff. I never felt I was missing something or waiting on information from this team. Do yourself a favor and give them a call. You may or may not have heard of them in the past but you will be glad you worked with them. Great job team! Chad and Beth

First Commerce provided excellent service and kept me informed thru the entire refi process. They offered various refi options to meet our financial goals. Regular video conferencing and E-signing of the documents proved efficient and there were no surprises at closing. The entire process only took 3 weeks. I highly recommend Ken and First Commerce for any mortgage needs.

Kirk is your mortgage contact! I have moved multiple times and every time Kirk Chivas has worked on my mortgage he has been courteous, professional and prompt with all follow up and any questions I had. I always have a competitive rate and would highly recommend First Commerce.

Ken was amazing to work with. He was extremely responsive to us and our many questions. As first time home buyers he put us at ease and explained every detail of every step. We were blessed to work with him and he'll be our go to in the future. Thank you!

Kirk & Ken were very professional and very attentive -- all of the one million little things that I didn't even think about when preparing for a closing. There is so much to think about and they took care of it. They were always one step ahead and made the process a very good experience. Any future mortgages, I will be calling first First Commerce.