First Coast Mortgage - The Caputo Team NMLS #609809 Stephenson Ave, Savannah

Michael Caputo and his team led me through my first mortgage experience without a hitch. At $50K it had to have been one of the smallest mortgages he's ever handled but it didn't make one bit of difference. He and his team were very communicative and quick to respond when I had questions or concerns. I wouldn't think twice about doing business with him again.

Michael and his team have been the dream team! He took all my calls, emails and late night texts to help me with the first time buying process! Highly recommend!

My husband and I have used the Caputo Team for two mortgages. They are hands down above the rest. Purchasing a home can be stressful, but they take that away. They are organized, timely, professional, and friendly. They give you confidence that everything will go smoothly and that they will finish by your closing date. For our second mortgage, we asked for a much shorter timeline and had a lot of things pop up. They handled anything and everything and made us feel confident and secure. I would not even consider another team. Thanks!!!

From the start of our home buying process all the way to the end, Michael, Leigh Anne, & Candace surpassed all of our expectations and was always one step. When we had to extend our rate lock due to our closing being pushed out by the builder, Michael was able to secure us a no cost extension and a lower rate saving is thousands!! Michael is truly passionate about his job, the people he works with, and his dedication to being the best trickles down to all members of his team. We will always recommend him to anyone we know.

My husband and I purchased a second home with Michael Caputo and his team, and we had a wonderful experience. Each team member, including Candace and Ricky, were so helpful and willing to answer all of our questions. We would not hesitate to give Michael a call for any future mortgage needs.

My husband and I are first-time home buyers, and we are so grateful to have worked with Michael and his team. From pre-approval to clear-to-close, Michael and his team have been amazing. The pre-approval process was thorough and honest so that we could put in a competitive offer with confidence. Our second offer was accepted and Michael and his team quickly walked us through the process and paperwork to keep us informed and on top of all deadlines. His team was always available to answer questions and alleviate first-time home buyer jitters. The entire process has been smooth, manageable, and ahead of schedule--and in this market too! Now we simply wait for our quickly approaching closing day. We are incredibly grateful and happy to have worked Michael through this important milestone.

Michael volunteered to do a professional development session on tips and tricks of buying a home for a group of young professionals working in higher education. Michael covered everything from the home buying process, budgeting tips to hidden expenses and loan qualifications. Michael explained things in such simple terms that at the end of the presentation everyone felt comfortable and confident with the planning process of purchasing a new home. You can tell by Michael's interaction with others he truly cares about his clients and genuinely wants to do what is best for them. It is evident in his conversations with others that Michael enjoys what he does and thrives in helping others better understand the process and their journey of finding a home. His quote, "You should not feel pressured to do anything. Pressure is great for diamonds but awful for home buying" is just one of the many great takeaways my team learned from working with Michael. Definitely would highly recommend and will work with Michael in the future. Thank you so much!

Michael and his team are the best!! He helped me to improve my credit score to lock in a better rate and loan option. I didn't even ask him about it; he took it upon himself to seek it out. I loan shopped 3 other companies and not one of them even mentioned my score. They are a team that truly cares about getting you where you want to be - I would never use another company. Special thank you for making my first home purchase such a wonderful experience!

Michael Caputo and his team were excellent from start to finish. My wife and I have been through the mortgage process several times and this is hands down the best experience we have ever had. Michael and Krista were always professional and courteous, and quick to respond to any questions we had. If you are looking for a mortgage, I highly recommend you contact Michael and his team.

I can't say enough about Michael Caputo and his team at Bank South! They are always on top of every situation with a loan. They are responsive to clients and Realtors and make the closing process stress-free. My Buyers not only feel they had a pro handle their loan, but they gained a friend! They have done so many repeat loans for my clients. They are simply the BEST!!