First Choice Loan Services (FCLS) Wright Pl, Carlsbad

I knew from the minute I started working with The Nick Dawson Mortgage Team that I was working with the best in the business. As a self-employed borrower I had a challenging time trying to get a loan elsewhere. That’s when I found The Dawson Mortgage Team. Nick took the time to understand my situation and was able to structure a great loan for my family and me. As a CPA I deal with many clients and their lenders who seem at best incompetent when it comes to their knowledge of the client’s tax returns and income sources. This was not the case with Nick Dawson. Nick’s knowledge of flow through entities and their effect on financing availability was a breath of fresh air. Throughout the entire process Nick and his team were able to think outside of the box, they were informative, they took charge and always had my best interest in mind. I highly recommend The Nick Dawson Mortgage Team.

I’ve worked with Nick Dawson for almost 10 years now. During the numerous buyers that he has approved, processed and successfully closed, I’ve noticed a few consistent characteristics of the way Nick works. First and foremost, is his stellar response time- if you have a question or need some info reaching Nick is never hard to do. Second, he is always on the cutting edge of the new technology available to buyers and agents. Third, he is a problem solver…every loan presents some challenges along the way and Nick has the drive and experience to keep things moving towards the finish line. I gladly refer Nick to my buyers and will continue to do so.”

My wife and I have owned our home for 12 years. Our equity has increased yearly, but so has our credit card debt. In addition, our line of credit came due 3 months ago. Our payment went from interest only at $400.00 to over $1,500.00 per month. I contacted Nick Dawson at First Choice Loan Services so I could refinance my home loan and also do some debt consolidation. As expected, we were asked to provide a lot of information. Unlike 12 years ago, everything is somewhere in a website. At 70, I’m not real computer literate, this wasn’t a problem for Nick and his staff. They were all full of great information and talked me through getting the information needed using email and websites. None of his staff ever talked down to me or made me feel uncomfortable while they were instructing me how to proceed. Working with Nick and his staff was never stressful. The terms of the ReFi were exactly as presented 2 months ago. Great company and great people to work with. Even signing all the documents was easy. The notary was amazingly organized and explained what every signature was for. On the scale of 10, I will give them a 10. Amazing to have everything paid off and just have to make the monthly house payment now.

Nick and his team are incredible. I've closed 3 new homes with First Choice and refinanced all of my other properties. The best part is they never leave you in the dark. You know exactly what you're getting, they educate you throughout the process, and you're never at risk of any hidden fees. That's a rarity these days! I've recommended Nick and the crew to everybody I know and will continue to do so.

Nick has been instrumental in assisting our family to plan for our next home loan. His experience and knowledge coupled with his personable nature and willingness to help is unmatched. With Nick's projections and forecast we know exactly where we need to be financially by end of year and I would highly recommend having a brief conversation with him to see how he can help you.

I am beyond impressed with First Choice Lending. First Choice helped me with re-financing a home loan. I had a very unique situation, involving my family, the VA and financially. The staff at First Choice knows every law, every requirement and every exception. They spent so much time exploring different options to find a solution that suited my individual needs. They worked fast, they kept in close touch with me throughout the entire process and answered every email and every question I had. I was treated like family and felt like they always had my best interest in mind. They worked with me with the utmost professionalism, and locked me into a great interest rate. The amount of money I am saving a month is significantly more than I had even hoped for. I cannot say enough good things about this company and would recommend them to any one needing lending services.

I worked with Nick a few years ago for a property purchase and I also recently worked with Nick and his team when they handled a VERY complicated refinance loan for me. He was always very helpful and professional...and he explained, in detail, what was going on each and every step of the way. Any time I had a question, he was ready to answer it for me. I would highly recommend Nick and his team, and I would definitely work with him in the future! Thank you Nick!

During the process of buying our home, one of the best decisions we made was choosing to work with First Choice. For a first-time homebuyer, we flooded them with questions and they were always quick to respond, even when the office was closed for the day. Tyler Dycus made the entire process as easy as could be for us, and his great communication was well appreciated. We highly recommend Tyler and the whole team at First Choice Bank!

I am thoroughly impressed with the service of First Choice Loan Services! Each person there, handling our paperwork and tasks involved, worked in an extremely efficient manner, was polite, and over-the-top accommodating! In large letters on the conference room wall, “Service Beyond Belief”, is written. Wow, did they get that right! That is the most accurate description for them. My husband and I were extremely impressed at how knowledgeable they are, and how much money they saved us. I would highly recommend this company to ALL my closest friends and relatives! A positive, no-hassle experience!!! You truly get the feeling they are working for YOU! They truly define the word, Professional! Give yourself a break, & TREAT yourself to this fabulous loan company!