F&M Mortgage: A Division of F&M Bank Franklin St, Clarksville

I was recommended to consider F&M Mortgage and have been so grateful for the advice. When I spoke with Chad Winn/Loan Originator, over the phone, he was so professional and kind that it encouraged me to go with F&M for my mortgage. We scheduled a meeting and Chad made the process simple and reassured me every step of the way. He worked diligently at making my mortgage possible. He finished everything in a timely manner which also made the process much easier. I have been so pleased with my experience that I highly recommend using Chad Winn at F&M Bank.

Working with Jason was really a blessing, He was consistent, well trained, and knowledgeable in his field. He answered all my questions which were many lol, Because buying a house can be stressful. Jason (Loan Officer) at F&M Bank made things easier for me. We exchanged many of emails being the job I have I couldn’t talk on the phone. He made things better during a pandemic where all I heard was negativity . Thank you Jason for your positive attitude and great feed back answering all my emails. I appreciated the consistency it taught me to be patient. We love our New Home and I appreciate everyone who was involved in making our memories memorable. Thank you

I had an amazing experience working with Rod and Lindsey (his assistant) at F&M Bank when purchasing a property. From the first conversation throughout the process I had nothing but ease and a stress-free situation that enabled me to provide all required products in support of the home loan. Rod's team is exceptional and if I'm ever considering purchasing another home or like purchase then I'll highly consider F&M to serve my needs. Likewise I'll recommend them in the future for anyone who is considering a loan.

Matt McWhirter with F&M was great to work with!!! Professional, polite, friendly and personable, knowledgeable, and valued me as a customer. Our home purchasing process was fast and easy with no hidden surprises and was always available to answer any questions or concerns my wife and I had. Also, received a better interest rate than the bank I have been with for more than 15 years! Thanks Matt McWhirter, Lindsey Sims, and the rest of the F&M team.

Matt’s hard work and daily updates on how my loan was progressing made getting a mortgage effortless for me on my part! He’s truly a great person to work with and very friendly as well. I look forward to doing business with him again on my next home purchase and would highly recommend him to everyone in need of a mortgage.

Great experience and super smooth mortgage process. Jason hass led the way with excellent service and got me the best deal possible. I couldn't be more pleased with the support and guidance that f&m mortgage provided.

Chad was recommended to me by my realtor. I was moving from Iowa to Tennessee and didn’t know anyone. Chad and team were easy to work with, especially being so far away. When we finally met at closing, they made me feel at home and went above and beyond. I highly recommend Chad!

Matt recently secured a loan on one of my homes. He got me a great rate and his fees were extremely reasonable. No junk fees ! He is responsive and will work throughout the purchase process to get buyers a great end result. I would and do recommend him to anybody.

I recently obtained my third mortgage through F&M which shows how much I trust them. Matt McWhirter was awesome. He made it personal and streamlined which I really appreciate. And, he got me a GREAT rate!

What a great place to obtain a mortgage loan. They make the process easy and they listen to all your concerns while finding the best product/program to fit your financial needs. Thanks to Mr. Chad Winn & F&M Mortgage.