Evergreen Home Loans Boise NMLS 9040 E Overland Rd, Meridian

A BIG shout out to Sam Newel and Megan Furrer at Evergreen Home Loans for making things so easy with our last 2 purchases. I highly recommend Sam and his team if your looking to purchase a new home. They are the BEST!

Used Corey Newell on our first home and the process was super seamless. Fast forward 5 years later (today) and Evergreen's quality and attention to detail has fallen apart. If you're looking for a roller coaster of emotions and general confusion throughout the entire process, go to Evergreen Home Loans in Meridian. It'll gain you some gray hairs and a pit in your stomach. I'm not a professional mortgage lender, so I don't know the ins-and-outs of the process. Using Evergreen Home Loans left me even more in the dark about the current state of our home sale and the purchase of another. Four hours before closing we got a text from our real estate agent that we needed a check to make up the delta between our house sale and purchase. At no point did Corey reach out to explain this. When I called him he was really unclear on the math. I had to work with my real estate agent and title company to figure out exactly how much we owed. Long story short, avoid Evergreen. I needed someone to trust and count on during this process and Corey and the Evergreen Home Loan team wasn't there for us. I will not be using them again, nor will I recommend them to any of my friends and family. Check out Idaho Central Credit Union instead. Heard great things.

Awesome team Ana Flores has. They made the process very easy and they worked around our schedule!

First they try to tell me that I MUST have an escrow account with them to pay may taxes and insurance. This is false. I is perfectly legal to pay your own taxes and insurance. Next they try to tell me that there is a $900 fee to waive the escrow account. I tell them I know the law, they can do that and if they insist on the fee I'll take my business elsewhere. They waive the $900 fee. Fast forward several years. About the time I renew my homeowners insurance I get a letter telling me they need proof of insurance. Call my agent. Proof has already been sent. Soon I get another letter demanding proof of insurance. I respond immediately in writing and provide a copy of my insurance showing it was in full force and never lapsed. Soon I get another letter telling me that since they never received proof of insurance and they have purchased a policy on my behalf for $6000. That is six times more than my present policy. I immediately call and explain the situation. I provide all requested information regarding my homeowners insurance. They are going to get to the bottom of this and call me back. Of course they never call back. I am now mailing proof of my homeowners insurance for the THIRD time! I'll never do business with this company again. This is absolute incompetence.

Tremendous experience working with Sam and his team now for the 3rd time. 2 home loans and 1 re-fi. They stay on track, communicate very well, and get the job done. Fantastic group and one which I highly recommend.

These people are very nice but are completely uneducated on how credit works solely relying on 3rd parties for analysis and decision making. They are extremely slow to return phone calls and emails. When you can actually talk with one of them they don't know the answer and need to ask someone else and follow up later which usually becomes a couple days. This leads to things taking 3 times longer than they should, details being missed and most of all in this fast moving market you can miss out on the Home that you want. Save yourself time, money and the frustration they will put you through and go elsewhere for your mortgage needs.

We worked with a great team at Evergreen Home Loan to secure financing for an investment property. It never would have happened with an other financial institution because of our unique situation but Corey and Jennifer made it happen. I would strongly recommend Evergreen Home Loans to anyone looking for a home loan.

Worst company ever. We have paid our mortgage every month on time and they call us the same night or the next day and threaten to foreclose on our house if we don't make a payment. We have spoken with several supervisors and they have said they would take care of the issue since they show our payment being made on time. The next month it's the same thing all over again. I can't wait to refinance with a new company. I do not recommend evergreen they will threaten you by mail and phone even if you make your payments on time.

The perfect home buying experience! The team was kind and knowledgeable. I wouldn’t trust any other mortgage company for a future home.

They calculated my payments incorrectly, after 6 months of paying a certain amount on my mortgage, Idaho Housing increased my payment by $73 per month they said due to miscalculations on Evergreens part! They try to compete with other mortgage companies by giving you low numbers that are not correct. Isn't that fraud? DO NOT RECOMMEND!