Emerson Financial Mariners Island Blvd, San Mateo

Michelle was such a blessing to work with! She was incredible with her communication - only called or emailed to deliver good news and next steps, and made sure that I never felt stressed throughout the process. Not only did she make sure that this was a hands-off process for me, but she overdelivered on the rate I got. I'm saving more money than I originally expected, and it's thanks to her doing all the research! I've worked with 3 mortgage brokers before (also with great reviews on Yelp), but she is THE BEST and I will only go to her in the future! I'm incredibly thankful that I got to work with Michelle, and will be recommending all others to her in the future!

I contacted Emerson Financial based on the reviews and ratings on Yelp. My experience with Michelle definitely shows why they're five stars! She helped with me refinance from a 30 year loan to a 15 year. I thought the process would've been stressful but Michelle made it easy and smooth. Extremely professional and answered all my questions. I'm super satisfied with the rate I got when it's all said and done. Work with Emerson and save yourself time!

Dan is great. He is the first home finance person I've found who could not only keep up with me, but was a step ahead. I've unfortunately had the experience of having to flog finance folks to get things done, but with Dan, that was not an issue at all. We joked about both being type A's. Dan helped me with a complex refi- and unit purchase and was able to get the title company in line so that it all worked out. Dan also secured an amazing rate for me. It was .7% better than what I was being offered elsewhere, for exactly the same transaction. Wow. In addition, Dan had a suggestion for how to structure my transaction differently than what I originally had in mind. It ended up being fantastic advice that added a ton of value to my deal. I really couldn't ask for more from a home finance person. My one selfish request, if you are going to work with Dan, is be organized and timely so that you make good use of his time. :)

I can't thank Dan Emerson and his team enough for making our refinance so easy. Dan communicated with us regularly and we had no surprises. He was able to lock us into a rate that saved us considerably each month that was much less than quotes from other lenders. In addition our refinance closed much faster than two other lenders quoted. Thank you so much Dan! Bill McDonald Redwood City

I’ve know Dan for a few years now. He help my family with our first mortgage and then with refinancing that same mortgage when the rates dropped during COVID. He explained the entire process thoroughly and made the entire process as easy as possible. He worked tirelessly to get us the best deal possible both times and really went above and beyond helping us meet the requirements from the lenders.

I've had to do a more than a few loans over the years and by far, Emerson Financial was the best experience. They made everything easy, they are extremely efficient and professional. Michelle is so pleasant to deal with and worked extra hard to save costs and get the best rate.

I was referred to Michelle and she did an outstanding job! Her expertise and professionalism is above and beyond. Keep it up Michelle, thank you!