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Embrace Home Loans-Virginia - Richmond N Parham Rd, Richmond

4.8
(7)Loan Agency
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906 N Parham Rd, Richmond, VA 23229

(855) 612-9398

https://www.embracehomeloans.com/location/virginia/richmond

  • SaturdayClosed
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–5PM
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    Embrace Home Loans-Virginia - Richmond 01
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    $1000
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    Reviews

    4.8/5.07 Reviews

    N

    Nathan Palmer
    5

    Rick Eaheart at Embrace Home Loans is a superb loan officer. I started with him as a first time home purchaser and he helped me find a superb realtor, Kelly Bump. There are several things Rick did to make sure I felt acknowledged, fully aware of everything, and know what works best for me. • Rick was always prompt. I didn't feel like I need to follow up on emails and knew he would respond to urgent items asap. • Rick always made me feel like I was his number one priority when we talked. I know he juggles many clients at once but I never got the impression that he was rushing me along so he could get to the next person. • Rick never pressured me. I spent several months interacting with him where I didn't make any serious offers and I never got the impression that I needed to make an offer or he'd stop interacting with me. He also never tried to guide me to a large mortgage then I wanted. I looked at a variety of price points and never felt pressure one way or the other. • Rick was an over communicator for the loan process, which I count as a positive as a first time home purchaser. There was a lot I didn't know and Rick was willing to spend the time to walk me through everything and answer my questions. • Rick was willing to run some last minute what-if scenarios so I could fully understand all my mortgage options. Again never feeling pressured and I felt that Rick fully explained his thoughts on those scenarios.

    L

    Laura Brandmaier
    5

    Rick Eaheart has been extremely helpful since the first day of our house search. We used him for buying and refinancing and he made both experiences as easy as possibly. Highly recommend!

    R

    R L
    2

    Filled out the application online, specifying I was applying for an FHA loan. Rick called me the next day, and asked only if we were working with another lender before he pulled our credit, said he’d pull our credit and then get back to me. We contacted him by email that evening and he replied the next morning letting us know that his establishment requires a 640-700 credit score for FHA loans. Which as first time home buyers using an FHA you may (as it’s your area of expertise) inquire as to why we would be using that specific loan BEFORE running our credit. Mr. Earnheart then went on to condescendingly explain “homes nowadays” don’t cost the amount we were asking for (even after explaining on the phone call, unprompted, that I found a specific property that was this much).

    E

    Everett Preston
    5

    Agent Rick Eahart is the man to see for a stress free ,step by step home loan process.

    S

    Sharon Cason-Card
    5

    Rick and his team are excellent to work with and prompt with responses.

    M

    Marlin Osborne
    5

    Mr. Eaheart made himself available and took the time to explain the process.

    K

    Kevaughn Robinson
    5

    Mr Rick made the whole process easy!!

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    FAQs

    • 1. How to Get in Touch with Embrace Home Loans-Virginia - Richmond?

      You can contact them at (855) 612-9398 or enter their website and submit the request form.
    • 3. How to Get a Loan from Embrace Home Loans-Virginia - Richmond?

      To request loans from Embrace Home Loans-Virginia - Richmond, you can submit the request form on their website or visit their physical store. You may be asked to go there with your vehicle when getting a title loan. Click here to obtain detailed information about online title loans.
    • 5. How Should I Do If I Could Not Repay My Loan?

      Loan defaults can have negative effect on your creditworthiness. Get in Touch with your lender when you have difficulty on the loan repayment.
    • 2. How Can I Get to Embrace Home Loans-Virginia - Richmond?

      Their store is located at 906 N Parham Rd, Richmond, VA 23229. Use a Maps app to show routes to Embrace Home Loans-Virginia - Richmond.
    • 4. Is Embrace Home Loans-Virginia - Richmond an Agency or a Lender?

      Embrace Home Loans-Virginia - Richmond is a Mortgage lender helping you out of financial emergency. Enter our website to get small personal loans for unexpected financial events.
    • 6. Does Embrace Home Loans-Virginia - Richmond Offer Loans for People Who Have Poor Credit Score?

      Yes. You still have chance to get loans with Embrace Home Loans-Virginia - Richmond even though your credit scores are poor. It is also available to get personal installment loans regardless of your credit ratings on this page. You can also get more information about a personal installment loan via our platform!