Embrace Home Loans-Maryland - Timonium York Rd, Timonium

The quickest loan I have ever settled on! As soon as I could get my paperwork in they were ready to close. Matt O'Connell was a joy to work with and gave great attention to my initial needs, listened careful and put a plan in place that worked for us, the process was flawless. I would recommend Matt and Embrace Home Loans without a doubt!

Tom Evans from Embrace is amazing and fights for the borrower. I had issues at closing and Tom “politely” informed the Title Company it was their error after they insisted on bypassing the issue. Tom is also honest about letting the borrower know if it’s a good time to purchase and/or refinance due to inflated mortgage rates. Would recommend to anyone and will use to purchase again in the future.

Matt made this home buying experience a breeze. He was an excellent resource to have on our side as part of the process. I would recommend Matt and team any day of the week. I'll definitely be a repeat customer!

Tom Evans & his team helped to make the purchase of our home a seamless and stress-free experience. He provided prompt and thorough responses to all my questions, and was always available. His attention to detail and the personal touch was much appreciated. It was truly a pleasure working with Tom. Thank you!

This is the 4th time I've dealt with Tom. I would never use anyone else. He is the absolute BEST!! He is very attentive and always available to answer questions and explain anything, and I need alot of that!!! Tom is amazing!!

I am very happy that I was referred to Tom Evans from family! He was very professional, and a great person to have through this whole transaction! Thank you very much Tom!!

Absolutely grateful for all the help we have received when applying for our first home loan!! Tom made everything easy to understand and his response time was so quick I never had to wait long.

Our experience with Embrace home loans was amazing but more so it was all because we worked with such an amazing, kind, and caring person who genuinely wanted to make sure that we understood the whole process and were comfortable with everything. Caren was literally the glue that held this entire house buying process together, she would talk me through things that she didn't even need to go through with me because our realtor should have been doing that. She was amazing and I highly recommend Embrace home loans to everybody. You won't regret it and definitely ask for Caren because she will make buying a house so easy and painless!!!!

Matt O'Connell is awesome. I have had the pleasure of working with him twice. He made refinancing my home effortless. It's easy to get a hold of him and to talk to him. He's knowledgeable and professional. I wouldn't want to go to anyone else.

We had such a great experience with Matthew for our recent mortgage Refi. The process was very smooth, he was available to answer any of our questions, and we were updated every step along the way. Highly recommend!