Ella & Emily Funding Inc. 平安佳美贷款公司 Roosevelt Ave, Flushing

A big thank to Joe for helping us wholeheartedly to get us refinanced in time before interest rates went up. He was very patient in answering all my questions and acted very promptly. He is very responsible and professional loan agent. recommend!

Closed the transaction today with the help from Joe and Shirley. The whole loan application process is very fast (around one month from loan application filing to case closed) and less many complicated procedures. The apartment I purchased has lots of commercial unites and most of the banks do not want to provide loan for this type of building, but Joe did it. They offered us the best mortgage rate and even waived penalty when we have to extend the rate lock period due to the seller’s issue. I do think Joe is an honest and trustworthy person who you can work with. If you need a mortgage, Joe is the best person to contact. I am 100% percent sure You will be deeply grateful during the entire cooperation.

As first time home buyer, I’m so blessed to know Joe and Sherrie as my mortgage agency. We have tremendous questions and no matter how late , they always get back to me once they are available. They have set up everything for me so that I didn’t feel any pressure on my mortgage loan like others. We got approved quickly about 30 days which surprised us because we have been told by everyone that bank processing will be delay due to pandemic. I’m truly believe that Joe put a lot of effort to make this process keep moving forward smoothly. Joe he is honest, trustworthy, professional and considerate

First time home buyer, with the help from Joe and Shirley, the entire process became less complicated for us. They are professional, keep tracking and on top of every step, with the help of immediate response and their hard work, my mortgage is approved in about 1 month and they also help us to get lowest interest rate we can get! Joe and Shirley response to my questions quick and always they even go above and beyond to make sure we have all the documents ready by due date. Recommended A+ Thank you for you help :)

This is the most professional and responsible loan company I have ever met. The people in the company are all Christians and people are very enthusiastic. They will give very professional advice to ensure that the interests of customers will not be lost. Highly recommended!

They are a very nice and professional team. Their company policies are extremely flexible, always have solutions for problems. I especially appreciate big favor from Joe who help my closing as smooth as possible.

Great group and professional service，very patient and help us a lot.

Many thanks to Joe and Shirley for their help, every time our loan goes so smoothly! If you need a loan, come to Joe! From 2016 to the present, all three loans were handled by Joe! And every time the loan is very smooth and secure, the application is successful! Joe and Shirley are very professional and very good people, they will help me prepare documents very carefully every time to ensure that our loan can be applied smoothly! Thank you so much for their help, thank the Lord!

This is the second time I have come to Mr. Ren to buy a house loan. He is very nice, patient, and actively solves problems for customers. I would recommend him to friends and family.

I am very lucky to choose this company in this loan, especially JOE, with his hard work, he successfully completed the loan in about a month. He is a very trustworthy and recommended loan specialist, thank you