Davidson Homes Mortgage James Record Rd, Huntsville

I would like to thank Tom, Wendy and Nancy over at Davidson Home Mortgages. They were so helpful with our financing needs with our recent Davidson Home purchase. They were readily accessible and quick to reply when needed. I would recommend their services to any one looking for mortgage purchase. Thank you again!

Mostly helpful throughout process, though sometimes slow to communicate. That’s fine, I’m sure I’m not their only client. Primary issue was they grossly underestimated the taxes causing an additional $1300 payment at closing (we wired the funds one day prior, got an email while driving to the closing that we were short) and our monthly payment quite a bit higher than we were told it was gonna be ($130 more monthly, that’s significantly different). Lucky for them I only deducted two stars because that’s pretty bad and I’m sure would make some people walk away from the closing table. I will now prepare for their little form response to discuss my experience.

It was a great experience from start to finish. Ryan, Mike, and Jerry were extremely helpful from start to finish. Continuous updates to the building of our home. Very pleased with the service received.

If you want to have a panic attack during closing this is the lender for you! One of my close family members are currently on anti-depressants due to the closing process with this lender! Stay away from them!!!!

Please beware. This company is VERY unorganised. They are also know for altering loan documents after signing before submitting to investors. PROCEED AT YOUR OWN RISK!

Our clients used Davidson mortgage for their loan and in 10 years of being in Real Estate I've never seen such incompetence. The lender failed to communicate with the Buyers and their Agent for 2 weeks, and only responded when pressed about the status of the appraisal 7 days prior to closing... They said they'd have to "order a new appraisal", even though there was never a first one ordered. The Lender then tried to deflect by saying that VA loans take 45-60 days, which is comical considering they were putting 65% down and only borrowing $100k. I know a dozen lenders who quote 30 days on VA loans. Our clients chose Davidson themselves, not on our recommendation. When confronted with the extreme lack of communication and asking why the appraisal hadn't been done yet, the lender then said that "You guys should probably just find a new lender"... I've never met a lender who would ever kick a client to the curb a week before the scheduled closing. Truly unbelievable. They left our clients and the sellers out to dry because someone forgot to order the god damn appraisal, which is typically ordered within the first 3 days. We have since found a new lender, who ordered the appraisal the next day, and has assured us that we'll close within 3 weeks. The lack of communication, the negligence, and their desire to deflect with lame excuses instead of taking responsibility has ensured I'll be directing every agent I interact with to avoid this company.

Zac Daniel and the team at Davidson Homes Mortgage made me feel like a priority. They helped me greatly throughout this experience. They were readily available to answer my questions. Acquiring financing was simple. And closing was a breeze. I highly recommend this team and their services.

I had a very smooth mortgage process and on time closure without any issues so I strongly recommend you to consider Davidson Home mortgage for your future homes or so…Thanks Again team for all your support …

If you're doing a VA loan, Heritage Mortgage / Davidson Homes will lie to you. They consider any VA non-allowable fees (borrower CAN'T pay) that the seller pays instead, to be a seller concession that counts toward their $3000 concession for using their services. So fees I'm not allowed to pay are somehow a "concession" to me. Total BS that cost me about $900. Good thing they had me fill out their survey prior to closing, because I left them a good review. I'd fill it out completely differently now.

In our limited experience, this was the most efficient and stress-free loan processing and closing we've ever completed. The team was knowledgeable and kept us informed at every step. Great job!