Dave Pennington - RPM Mortgage Encinitas Blvd, Encinitas

Dave helped me with my recent refinance. As a business owner, I did not fit in all the typical boxes, so Dave had to do a lot more work than is typical in his business. He persisted and was diligent in his communication and follow up, and was successful. Thanks to Dave for a job well done.

Dave was great to work with. He was able to assist me with my unique situation and was always there to answer any questions I had. I am self-employed and Dave was able to get my loan approved with only one year of my tax returns. He helped me refinance my mortgage and HELOC into one loan with a great fixed rate. I will continue to refer to Dave for all of my loan questions.

This is the second mortgage transaction I have completed with Dave. The experience was both times very professional, fast, and clear. The team was immediately available for any questions and very knowledgeable. The entire process was done on secure sites that were user friendly and seamless. Due to an overseas trip Dave promised a 30 day closing and successfully delivered on his promise without a single hick up. I highly recommend Dave Pennington and RPM Mortgage

Dave was recommended to me by a realtor. Dave is incredibly knowledgable, and provides clear and concise communication. He is very responsive, and truly has been a fantastic partner and guide through the process of purchasing our home. I would recommend Dave with the utmost confidence 10 out of 10 times.

5 stars is not enough. Purchasing a home, especially your first, is a stressful process. Working with Dave and his team was by far the easiest part for us. Dave communicated clearly, was quick to respond, and took as much of the burden off of us as possible. I would encourage anyone looking to purchase a home to reach out to Dave.

Amazing experience! We refinanced in less than 30 days. This is the second time we have financed a property with Dave, and we would do so again. He was always quick to respond to my questions, great communication throughout. Highly recommended!!!

This is our 4th transaction with Dave and it just keeps getting easier. Dave is great to work with, the process is always quick and painless. Dave provides daily updates, so you always know where you are in the process. Dave is a true professional, I highly recommend him.

I had tried to work with my bank and credit union to re-finance my home & had no success with either. I called Dave & he did a great job helping with the re-finance. He was always responsive to calls and his staff did a great job of communicating with me and helping me through the process. He is completely professional and knowledgeable & I highly recommend him to anyone considering a re-finance.

Dave was referred to me by a friend. I was immediately struck by his professionalism, thoroughness, assistance, patience and follow-up. He made a difficult transition for me as smooth as possible, answering my "dumb" questions with respect and honesty. He provided more resources and options than my realtor (what a disappointment she turned out to be!) and reminded me of important deadlines, forms and information. I even received a birthday greeting e-mail and house warming gift from him AFTER the transaction was completed! Dave always responded to my calls and e-mails quickly, regardless of the time or day. The world needs more people like Dave, who actually care about their customer's experience, have a strong work ethic, yet are super friendly and easy-going.

My wife and I are first time home buyers and were able to buy our home earlier this year. We had some initial struggles with landing the right Realtor, but the one thing that we were not willing to change was using Dave as our lender. He went above and beyond for us multiple times and even fulfilled the Realtor's job on several occasions. Dave was always available to answer our calls, and never failed to get back to us within a couple hours. If you are an experienced home buyer or buying for the first time, I highly recommend choosing Dave as your lender. The effort and commitment that Dave has for his clients in unparalleled and he will surely serve your family in the same way he did mine. When it comes time for any of our friends or family to buy or sell their property we will, without a doubt, urge them to give Dave a call.