Dan Joy Realty & Alliance Home Loans Group, Inc. (VA Loan Specialist) Laurel Ave, Half Moon Bay

Dan is the man! First off, my beautiful new home would not have happened if not for Dan. He was able to get me a new home that was better than my budget and expectations. My family and I, are extremely happy with our beautiful new clean home. On our walks every morning around our neighborhood, we are nothing but grateful because we told Dan what we were looking for and he found something that checked every box plus MORE. Everything was precise and exactly as he described. If you want a great home buying experience look no further, Dan is always available to help.

We want to thank Dan Joy, a VA Loan Specialist, and the rest of the Dan Joy Realty Team for their professionalism, expertise, and excellent customer service as they endeavored to close an unusually complicated loan for me and my family, hassle free, and in the end, with time to spare. Right from the start Dan brought us under his wing with his very personalized, knowledgeable, and friendly style of service. My wife and I appreciated how, early on, Dan asked deeper probing questions than we were accustomed to in order to truly understand our goals, while gleaning the critical elements of our employment and financial history to ensure his recommendations were ultimately aligned with our credit worthiness and available loan options that would meet our needs. Dan and his team made the process incredibly easy by providing guideposts along the way, never leaving us in the dark. We actually felt like part of the family, as they provided the information we needed in real time to make informed decisions, while offering clear guidance as to what to expect in terms of timing and next steps as we progressed through the various phases of the loan processing cycle, from the initial loan application all the way through to closing, signing and funding the loan. Before finding Dan Joy Realty, my wife and I had been down the road of applying for a loan with a few mortgage brokers and loan officers (not Realtors), but because of our unique circumstances, we were unable to get past the initial approval phase and appraisal. In both cases the folks we were dealing with either lacked the depth of knowledge and experience required, or they simply couldn’t find the time to dedicate to us and our needs. To make matters worse, when there were challenges with the processing of our loan, we were not communicated with in a timely manner which ultimately ended up costing an inordinate amount of time and money. With Dan Joy and the group of professionals he has assembled, I can assure you that you will be treated fairly, honestly and with the kind of holistic approach and care for your well-being that doesn’t seem to exist much anymore. While Dan Joy proudly served in both the Navy and as an officer in the Army, and brings a special expertise in the VA Loan arena, we recommend Dan Joy Realty for any circumstance. Whether buying or selling a home, or hunting for the right loan as a Veteran or regular civilian, Dan’s the Man!!!

Dan and his team were amazing to work with. Dan delivers and keeps you informed and engaged with the process. We wouldn't be home owners in such a beautiful area if it weren't for him. Simply put, Dan has integrity and tenacity to get you the best deal.

Dan Joy was very professional, knowledgeable and committed to helping us get the best rate. Our loan and situation was quite challenging and Dan was there to explain each step so we were well informed. He communicated with us and was available whenever we had questions. He worked with us and made our dream of owning a home a reality. I can tell Dan has best interest of his clients at heart and I can strongly recommend his services.

We never thought we would be able to own a home in the Bay Area until we met Dan. He not only believed in us enough to be able to achieve our dream, but he also guided us flawlessly through the whole home buying/VA Loan process. We had always heard that using a VA Loan would not be easy, and that most sellers in the Bay Area would run the other way once they found out a buyer was using a VA Loan. But Dan’s knowledge of the VA Loan process as a realtor and as a loan broker is invaluable. Professional, patient and incredibly caring about his clients, he was right there in the trenches with us the entire way. When we got outbid on a property we fell in love with we could feel he was just as disappointed as we were. But he never let us lose hope and he never lost hope in us until we found the perfect home. Not only did we gain a realtor, but he also became a friend. There is no way we could have gone through the process with anyone else!

I had been trying to find a home in the crazy Bay area market since June and went through two different realtors while searching for a home. I found Dan in mid September and had a home by October. My wife and I wish we had found Dan much earlier in our process. He made everything smooth for us and was very communicative and helpful during our search. We are glad we found him and he made sure we got a home we love. His care and professionalism was far above others we had met. He is definitely a person you want on your side while searching for a house.

As first time homebuyers, we were really scared and nervous heading into the process of finding the right home. We were very lucky enough to find Dan who guided us throughout the entire process - from the very early stages of crunching numbers, to the very end stages of signing our closing documents. Dan made us feel comfortable and didn’t rush us into any decisions. He made sure to be our biggest advocates and voices in the home buying process. You can definitely tell Dan’s experience by the advice he offers (that goes beyond of just buying your home). Most importantly, you can tell how much Dan cares about his clients through the patience and compassion he shows. Dan helped us through the very end of our home buying journey! He truly cared about making sure we were getting the best deal, felt comfortable with our overall purchase, and dissected our contract to ensure nothing was getting over us! This partnership was amazing and I can’t be more grateful to have had someone like Dan in my corner! Simply put, he’s the best, knows his stuff, and deeply cares for each of his clients! I would definitely recommend working with Dan to find your next home.

We were so fortunate to have had Dan as our Loan Officer when we purchased and refinanced our multi-family property in San Diego using the VA loan. He was very professional, knowledgeable, accessible, and responsive throughout the entire process. We cannot speak highly enough of our experience with Dan and will definitely be recommending him to anyone that is looking to buy or refinance a home.

Although 2020 was a terrible year for all it was saved for me by Dan Joy!!! I was going through a refinance with another company for almost five months and was getting nowhere. I couldn't stomach them anymore and looked to find a new agent. I was LUCKY enough to come across Dan's website as I was using my VA benefits for the refinance. Within minutes of talking to Dan and explaining my situation he was confident he could help me not only get the refinance done in two months but with a better rate ( he came through on BOTH!!!!) I spoke to Dan more in the first two days than I did with my original company in the five months I dealt with them. Dan is extremely knowledgeable and was constantly updating me with the status of my refi. I truly felt than I had someone in my corner helping me get the best deal possible. I wouldn't hesitate to use Dan again and I urge anyone else with real estate needs to give him a call!.

Dan Joy represents everything you want in real estate agent and friend; he is kind, incredibly responsive, persistent and is an absolute joy to work with. My husband and I thought finding a home in the Santa Cruz mountains that qualified for a VA loan would be difficult, and we were right. However, with Dan's hard work and dedication we are now proud homeowners of our dream property. I cannot thank Dan enough. I also cannot recommend his services and company enough. Thank you Dan Joy for your military service and for making my husband and I's dreams our reality. Thank you! Thank you! Thank you!